Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My friend has a car on Finance which he got in 2008. He has been made redundent and rather than give the car back he wants to pay off his finance and keep the car.
Is there a template letter which he can use to send to the finance company as one of his friend has said that if you do this the finance comapny will reduce the amount and hence you will save a few ££.
Can someone please give some advice on this and will the finance reduce the total amount or not and also could someone please point me in the direction of a letter template to send.
It is insurance to cover the payments if you come out of work. At one point it was generally added without the option to shop around for a better deal, now it is not.
Even if there was PPI generally you still have to wait 3 months for it to kick in.
Easiest thing is to pick up the phone and ask for a settlement figure without telling them why. Ask them to put it in writing and consider which way you want to go.
Been made redundent - to pay off finance
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