Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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Hi, I made a claim to Lloyds for mis-sold loan PPI, they have offered me a settlement, which I am happy to accept, my problem is they want my bank account details, I owe Lloyds money for a credit card debt which I am paying through the cccs, I cancelled all my dd's with Lloyds and opened an account with a different bank as they were taking money to pay for my credit card.
Would it be foolish to give my new bank account details to accept payment??
There is no mention of being paid by cheque.
Hi, I made a claim to Lloyds for mis-sold loan PPI, they have offered me a settlement, which I am happy to accept, my problem is they want my bank account details, I owe Lloyds money for a credit card debt which I am paying through the cccs, I cancelled all my dd's with Lloyds and opened an account with a different bank as they were taking money to pay for my credit card.
Would it be foolish to give my new bank account details to accept payment??
There is no mention of being paid by cheque.
Thanks for any advice
Banks are able to offset refunds on accounts against other accounts that are in arrears. There is some contention as to whether mis-sold PPI can indeed be used to offset arrears on the capital of the loan. I am sure only the fos can make a final ruling on this issue. As you have not been made an offer of repayment by cheque. I would be careful on the way forward
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Lloyds ppi
for mis-sold loan PPI
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Originally Posted by sugarcake
