Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    madmax1973 Novitiate

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    Default Default update after bankrupt satisfied, can this be right ?

    Hi,

    I went Bankrupt in september 05 and was released september 06. my question is, can a company still up date your credit file in 2009 when they were included in that at the time ? as this is happining to me. other companys have not updated on my file.

    Also, a mail order company has split one account into 2 (with the same start date) one marking as satisfactory- settled in March 08 and the other that Says, Default - £1600 last updated in september 06. Surly they would up date the existing account, not make a new one up making it look worse? do i have any rights here to challange this ?

    many thanks

    Max


  2. #2
    Site Team sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci Authoritative sequenci's Avatar

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    Default Re: Default update after bankrupt satisfied, can this be right ?

    Hi Max, I think you certainly do as the liabilities for these debts would have been discharged as part of the bankruptcy. If it were me I would go to town on these idiots.


  3. #3
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    madmax1973 Novitiate

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    Default Re: Default update after bankrupt satisfied, can this be right ?

    Thanx Sequ,

    Do you know how or where to start to challange this?

    regards

    Max


  4. #4
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    Default Re: Default update after bankrupt satisfied, can this be right ?

    Hi,

    Is there any advice on what letter i should send to the creditor to get this removed from my credit file, as i cannot do this through the CRA ? and on what grounds please. I am sure there is a template letter somewhere !

    kind Regards

    Max


  5. #5
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    madmax1973 Novitiate

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    Default Re: Default update after bankrupt satisfied, can this be right ?

    Its ok thanks, i have now found what i need



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE