Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I could really do with some advice regarding BMS (booker management services) I have received three letters from them (attached) from an old Barclaycard debt. They have also been calling my sisters house where I have been living, I have now moved house. I am 95% sure that this debt is statute barred as I have been overseas for five years plus. I have checked my credit and it is all clear no CCJ or bad history. I am worried that they may go far a CCJ still reading some of these blogs.
Can someone advise me should I just stay quite, have not replied to letters or calls. Should I send for a CCA or Subject access request? Do they have to inform me if they plan to go for a CCJ?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
BMS v's Me help
as I have been overseas for five years plus. I have checked my credit and it is all clear no CCJ or bad history. I am worried that they may go far a CCJ still reading some of these blogs.
