Thread: Experian 846

For the last 3 months my credit score is 846 and seems to be going no higher

I finally became debt free in May 2009 so I have no debt
I have an orange Mobile Contract which is paid on time every month
I have my Alliance and Leicester bank account with no overdraft, I am always in credit
I have no old credit cards etc open, all closed

However I do have a 'Default' on my account from First Direct back in 2007, is this stopping my credit score from being higher?

Many thanks in advance

Originally Posted by Webbo1981

For the last 3 months my credit score is 846 and seems to be going no higher

I finally became debt free in May 2009 so I have no debt
I have an orange Mobile Contract which is paid on time every month
I have my Alliance and Leicester bank account with no overdraft, I am always in credit
I have no old credit cards etc open, all closed

However I do have a 'Default' on my account from First Direct back in 2007, is this stopping my credit score from being higher?

Many thanks in advance

Why on why do people believe these scores???, they mean absolutely nothing when it comes to applying for credit, just a marketing gimmick.

Do not be fooled by them and dont waste your money.!!!