Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 5th October 2009 10:16 #1
    Stewpot42 Stewpot42 is offline
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    Default Date for house of lords?

    Sorry if i'm repeating a previous thread, but does anyone know what date we might hear anything about the bank charges case in the house of lords?

    worried and stressed
    Nationwide! Here i come, could be alot of money they might have to pay me back

    Data request letter sent 04/06/06 via Hull Branch Nationwide.
    Hull financial consultant called ME to help 04/06/06
    Refunded £1200, 19/07/06, still going for the rest of it though!
    LBA posted 22/09/06 claiming £2720!
    D`oh! - put wrong amount in LBA - short by £1000!
    Finally got the money to go to court 09/03/07
    Acknowledged 13/03/07
    No reply, so judgement issued 29 days after acknowledgment 14/04/07
    DEFENCE FILED ??!! 09/03/07
    FULLY PAID UP 17/04/07
    Second Prelim sent 20/04/07
    Second LBA sent 01/05/07
    MCOL acknowledged
    County court letter saying PAID UP 20/06/07 - although this wasnt the claimed amount, so i disputed it.
    Still awaiting court date/decision due to OFT case.
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  2. 23rd November 2009 18:04 #2
    locutus locutus is online now
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    Default Re: Date for house of lords?

    Dunno if you know yet but.... Wednesday 25th November 2009 9:45 am

    Before I found CAG I was really indecisive. Now I'm not so sure...!

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  3. 25th November 2009 11:21 #3
    indebtstudent indebtstudent is offline
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    Default Re: Date for house of lords?

    And they ruled in favour of the banks. The charges are a payment for service.

    WTF they haven't a clue what they are talking about the CEO of Nationwideicon has openly admitted that one persons charge pays for another persons Free Bankingicon.

    We were doing better before the OFT got involved.

    The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.
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  4. 25th November 2009 11:33 #4
    veester veester is offline
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    Default Re: Date for house of lords?

    i am amazed at this judgement.

    Veester

    "Challenges are what make life interesting; overcoming them is what makes life meaningful." -- Joshua J. Marine‏

    Better than the truth itself is truthful living.

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  5. 25th November 2009 13:02 #5
    BSC BSC is offline
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    Default Re: Date for house of lords?

    Jaw dropping, simply jaw dropping

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  6. 28th November 2009 00:11 #6
    locutus locutus is online now
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    Default Re: Date for house of lords?

    Bit of better news, they didn't rule on the whole of UTCCR just 1 bit... Read the anouncements for the good newsicon

    Before I found CAG I was really indecisive. Now I'm not so sure...!

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