Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi,
starting the process of claiming charges back from the ulster bank.
any help or advice appreciated
i will update progress and advice if i find stuff that may be of use.
to date i have just recieved the six years of statements.
going to take days to sort through it all
ulster bank took over 40 days to send this so i have lodged a complaint with the data people.
gl all
hi stevie
i recieved a letter from ulster bank yesterday telling me that they would not be refunding any charges applied to my account.i initially contacted them in june and they sent me out 6 years statements which when totalled up consited of 5800 pounds of charges.any advice on what way i go about taking legal proceeding against them?
hello stevie70.
i am trawling through the old statements and have got to £1400 at about 1/4 of the way so will be in a similar position to yourself.
perhaps because the claim is larger than £5000 it make a difference.
make sure and go through all the procedures as they are laid out on this site as that also will make a difference.
ill keep you informed of what happens when i submit the letter to them
having got the back issue statements ...yes they made me trawl through them
i finally started a claim for £1600.
i sent the 1st letter about 2 weeks ago and today there has been £250 refunded to my account.
at least something has happened,although no reason for the credit, one of the call centre girls said it was a refund for charges .
i will decline the offer and pursue the claim in full.
anyone know what i should do about the money they deposited?
im off on holiday tomorrow , it would come in handy
ill claim ignorance over it.
they need to explain to me what the refunds are for surely?
im away for 2 weeks so ill resume it all then.
im just glad they at least did something
rbos...ULSTER BANK
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