Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone,I took out two loans in 2001,the first was with Welcome Finance and the second with Norwich Union.The Welcome loan was for £1300 but I was also sold "optional" payment protection for £344.67 and Healthcare for £170. the APR was 57.1%.The norwich Union loan was for £1000 but they also added "Norwich Union Creditcare Gold" which came to £369.50.the APR was 21.8%.When I look at the loan agreements now I'm amazed to see that the Welcome loan PPI/healthcare comes to 39% of amount borrowed,and the Norwich Union loan creditcare gold comes to almost 37%.The Welcome loan has been paid but I'm repaying the Norwich Union loan to Cabot(who have bought the debt).Does anyone know if I have a chance of reclaiming these ppi's.