Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 8th August 2006 15:41 #1
    Andy Ross Andy Ross is offline
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    Default Want advice on reply to second letter

    I got a reply to my second letter to Lloydsicon informing them that I would be taking court action in 14 days etc.

    They say there is little they can do and I should refer my complaint to the Financial Ombudsmanicon Service. and this letter is their final response and the law doesnt apply to my charges.

    Do I just go ahead and take them to court?

    Thanks


    Andy Ross

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  2. 8th August 2006 15:47 #2
    BankFodder BankFodder is offline
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    Default Re: Want advice on reply to second letter

    Yes, that is exactly what you do.

    If you didn't mean your threat then you should not have made it

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 8th August 2006 15:49 #3
    Andy Ross Andy Ross is offline
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    Default Re: Want advice on reply to second letter

    I inted to do it was just wondering about the Ombudsmanicon bit

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  4. 8th August 2006 16:58 #4
    BankFodder BankFodder is offline
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    Default Re: Want advice on reply to second letter

    Ombudsmanicon is an institution set up by the banks
    Almost useless

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  5. 8th August 2006 17:47 #5
    Andy Ross Andy Ross is offline
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    Default Re: Want advice on reply to second letter

    ok I am going to start a thread in the Lloydsicon section yhanks

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE