Jump to content


  • Tweets

  • Posts

    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2806 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

This may be a silly one but as I work for the council I can join the above. I go once a month and spend roughly £200 on essentials like tins, pasta, cheese, bread which I find saves me a fortune on going to supermarkets. I can't get everything I want there (icecream for one) but only buying fruit and vegetables for the rest of the month with very little else I find we manage and at £50 per week for the 4 of us is good value.

 

If I don't need to spend that much on essentials we have a few treats which is lovely........... I bought a case of hobgoblin on offer for £10 this week and some chocolate. Last of the big spenders me.

 

It costs me £30 per year to join.

 

 

Link to post
Share on other sites

the membership page clearly states u have to be a business owner or manager who can clearly provide proof of business.

 

http://www.costco.co.uk/Membership_home/membership_home.htm

 

® Costco Wholesale UK Ltd, UK Home Office Hartspring Lane, Watford, Herts WD25 8JS

Registered No. 2635489

 

  • Substantially reduced prices
  • Wide range of quality branded products
  • High quality fresh foods departments, including fresh meat, produce and bakery
  • Purchase supplies and resale merchandise from one source
  • Immediate availability - Open 7 days a week
  • Exclusive early shopping hours for Trade members only
  • Warehouse is self service with products packaged and sold in bulk quantities
  • No hidden charges - All prices are posted excluding and including VAT
  • Pay with cash, company or personal cheque, or debit cards
  • Membership is valid at all of our 555 locations worldwide

Costco is an exclusive wholesale cash and carry membership warehouse club and is not open to the general public. Membership is required. You are eligible for trade membership if you are a bonafide business owner/manager who can provide evidence of trading. Follow our Trade membership tab above for further details.

redtabup.jpg

bluetabdown.jpg

 

 

image001.gif

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

I joined as an individual member which is open to me as a local government officer. There must be other ways to qualify if people want to enquire. Except for weekends you have no access before 12:00pm presumably to allow trade people greater access to goods/checkouts.

 

 

Link to post
Share on other sites

the membership page clearly states u have to be a business owner or manager who can clearly provide proof of business.

 

Hiya, I joined Costco about a year ago. I am a director of a business but I did see a sign that if you work for local counsil, police, fire services, NHS etc you can apply to join.

 

Once you have joined you can add additional members onto your card as secondary holders. You can include anyone you like. I had to add my mother inlaw onto ours.

 

We do a monthly shop and the quality of the meat is much higher than Asda, Tesco and Sainsbury. Friendly and well trained staff.

 

As long as you are happy to have 50000000 toilet rolls at once, its a damm good bargain!

 

Stew

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

I've got how many sheets/rolls?????????????? No wonder it lasts almost 12 months then.

 

Have you ever tried one of their personally ordered cakes? Yes £13 for such a size seems very cheap but the QUALITY is superb. I have ordered 4 in the last year and can state that for freshness and general yummyness they can't be beaten.

 

Except for the supermarket christmas offers on Baileys etc I will be getting my christmas spirits there. They were selling boxes of Thorntons chocolate at roughtly half-price if I have got the right sizes. Only 3 weeks and I can go again. £6 for a large kilner jar of chocolate brazils............

 

Thanks for the info on who qualifies - I think you can have 2 additional cardholders.

 

 

Link to post
Share on other sites

I dont qualify but i dont have one near me.

 

I do ue booker tho they are similar but i can go in on a day pass.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Costco Rocks, I am a member through a friend who has his own business, this means that I can go in from opening times, can confirm that the meat is superior and cheaper, but know supermarket prices before you co and yes, the pizzas rock and the cakes are £10 for a HUGE one, and they are delicious!

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

And then there are the money-off vouchers which they post to you. It is a litre of Tia Maria for £10, stewing steak for £3 a pack, cadbuty drinking chocolate (1 litre) selling at 15% off - so only going to cost me £3.56. Quaker Oat so simple (twin pack) at £2.99 - going to stock up on those.

 

Going to do an on-line check but the brevill handblender VHB011 at £28.74 may be a good buy. Oooooohhhhhhhhhh and the smoked salmon/trout is pretty good too not to mention the sushi tray - havn't bought it yet but I promised my youngest it would go on our 'treats' list for christmas if not before.

 

What about the fancy breads - croissants, belgium buns, tear-and-share brioche. Oh well only 3 weeks before I get to go again.

 

I have always wanted to try Dom Perignon champagne and If I've got the name right they sell that at £17 a bottle (is that without vat I wonder) - it's normally £36 in supermarkets, so my treat for Christmas Day or for New Years Eve when I'm watching Jools Hollands Hooternanay (how do you spell it?).

 

Lulu - only £10 - did you hit the wrong number. They do keep though don't they - it took the 4 of us over a week to eat the last one - still don't understand how the sponge and cream stayed good BUT THEY DID.

 

 

Link to post
Share on other sites

 

And LULA!!! :mad: What are you doing buying these huge cakes? :mad:

 

It was for my nephews 1st birthday last year, honest guv ! :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

Guest SCalibur

The thing about costco imo, there is actually very little that is cheaper these days than your average tesco/asdas, back about 4-5 years ago then yeah costco had quite a few better deals but i guess can't keep up with the big giants...still i must admit i miss there pizza ..yum lol

Link to post
Share on other sites

Yeah - some things like coke and breakfast cereals etc when on offer in supermarkets can be dearer at Costco but overall I find them a lot cheaper so really surprised to hear you think that they are not worth considering. Hey-ho, each to their own.

 

 

Link to post
Share on other sites

Yeah - some things like coke and breakfast cereals etc when on offer in supermarkets can be dearer at Costco but overall I find them a lot cheaper so really surprised to hear you think that they are not worth considering. Hey-ho, each to their own.

 

I agree. I find MOST things are significantly cheaper if you're prepared to buy in bulk. Fruit & veg is an obvious one.

Link to post
Share on other sites

its not always the not prepared to buy in bulk its the where do i put it if i do buy in bulk.

 

I have a galley kitchen and fining space for 20 bottles of coke will be impossible.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

its not always the not prepared to buy in bulk its the where do i put it if i do buy in bulk.

 

I have a galley kitchen and fining space for 20 bottles of coke will be impossible.

 

I guess you can count your blessings there isn't a Costco near you then?

Link to post
Share on other sites

I love Costco!...I find it especially great for houshold essentials such as washing powder, shampoo, dishwasher tablets, toilet rolls etc. Last month I got 180 finish tablets for £13.75 which is 7.63p per wash and will take me 6 months to get through! Also the quality of the meat is superb.

 

Does anyone know whats on offer this month in the coupon book?

Link to post
Share on other sites

I guess you can count your blessings there isn't a Costco near you then?

 

 

I dont have a costco but i do have a bookers where i get things like sweets, fags, baccy etc from.

 

Sure its the same type of thing.

 

http://www.booker.co.uk/catalog/searchsite.aspx

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...