Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 30th September 2009 13:59 #1
    younganfree younganfree is offline
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    Default A&L - Start claim or wait for outcome of test case?

    Hi everyone.

    I was a cagger several years ago and knew all the ins and outs of claiming at that time, but I 'lapsed' when the hold was put in place by the courts.

    I have about half a dozen charges over a 2 year period beginning OCT 03, so if I'm going to start a claim it'll have to be now - 6 year deadline an all that!

    Thing is - after a look round, it seems A&L are still closing accounts if you dare to put in a claim. Is this correct or have I got the wrong end of the stick?

    I don't think I want the hassle if they're going to shut me down, which was the reason I didn't claim a few years back if I'm honest.

    Any suggestions guys, or should I just wait for the outcome of the test case? If it's positive they reckon we'll all be in line for refunds anyway.

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  2. 30th September 2009 14:17 #2
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    Default Re: A&L - Start claim or wait for outcome of test case?

    You can claim back to 1995. Start now.
    All banks are specifically prevented by the fsa waivericon and also anyway by the Banking Codeicon from retaliatory closure of accounts.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE