Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 6 of 6
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    fzrkitten Novitiate fzrkitten's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Coventry
    Posts
    434

    Default Fzrkitten sort of vs - HFC Bank - ??

    Hi, not sure if I'm in the right thread as usual, couldn't see any claimants of HFC Bank.
    My story is, I had a loan, probably 15 years or more ago. I got into trouble paying it, and it ended up as an attachment of earnings which I am still paying. The amount is a large one, larger than the original loan I think. I'm not sure if I was sold PPIicon as well. I don't have many details of the loan at present, and I am trying to find the court details etc, and info through work as to who is being paid, but can anyone tell me if they think I can do anything about this now very old debt, as it's already been passed as a judgement a long time ago, but I'm sure I've been paying it 6 to 8 years already every month.
    I may be able to find the original piece of paper, I have visions of it somewhere, and I do have the court judgement somewhere.
    Just want to be pointed in the right direction or told to give up on this one?
    I've got an outstanding (LARGE) claim with Lloydsicon on the forum, and I'm just thinking of tackling Capital Oneicon for old money.
    This is the only debt i have outstanding, and I think it's wrong that it's more than the original loan by quite a lot, and that it's so long now.

    Any help appreciated,
    BW,
    Fzrkitten.

    Fzrkitten

  2. #2
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
    Posts
    25,063

    Default Re: Fzrkitten sort of vs - HFC Bank - ??

    cca HFC then

    there is an HFC forum too.

    they are buggers at hitting you with PPIicon
    they have been fined twice now i think

    go get 'em!!

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    fzrkitten Novitiate fzrkitten's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Coventry
    Posts
    434

    Default Re: Fzrkitten sort of vs - HFC Bank - ??

    Hi dx,

    Thanks - I'm being really thick, cca? You wouldn't think I've argued for an hour in court against Lloydsicon would you. Can't remember a thing. (Mind you, I think they had a part in my losing the plot for the last year slightly!) lol.
    letters just won't come into my head!
    So you think I can do something then?
    Thanks,
    fzrkitten

    Fzrkitten

  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    fzrkitten Novitiate fzrkitten's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Coventry
    Posts
    434

    Default Re: Fzrkitten sort of vs - HFC Bank - ??

    Someone stick me in the HFC forum please?

    Fzrkitten

  5. #5
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
    Posts
    25,063

    Default Re: Fzrkitten sort of vs - HFC Bank - ??

    i think you need to start a new threadicon for each debt with each Co. in the correct forum.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    fzrkitten Novitiate fzrkitten's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Coventry
    Posts
    434

    Default Re: Fzrkitten sort of vs - HFC Bank - ??

    I've found HFC thread, I'll post there, thanks dx.

    Fzrkitten


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE