Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A defaulted account has dissapeared from my file. This was fairly recent so was not due to the 6 year rule. I questioned it with Experian as the account was in dispute when the default was issued.
I remember reading somewhere that the bank has 28 day to respond to a query and if they do not then it would be taken off. Is this right? If so then i presume this is what has happened as the company is renowned for being slack.
If this is the casse can they then put it back on at a later date?
If account is in in dispute before the default is issued then it is a breach of the data protection act and Banking Code therefore they cannot add it in the first place.
I am surprised Experian have took it off on their own accord unless the banks have told them too, usually they are a pain in the arse.
Wouldnt worry too much its been removed and while its under dispute it cannot go on your file.
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