Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 8th August 2006 13:35 #1
    spudmash spudmash is offline
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    Default recieved offer today

    hi guys, i finally sent all my letters off to the woolwich and they have now offered me 235.00 as a gesture of goodwillicon although i asked for 585.00 what do i do now. they said that when customers start a bank account with them terms and conditionsicon clearly state charges etc so they believe they've done nothing wrong.how many people have taken the woolwich to court and won...all help appreciated cheers spud

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  2. 8th August 2006 13:40 #2
    dollies01 dollies01 is offline
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    Default Re: recieved offer today

    Hiya

    If you look through all the threads, the banks are all saying them same, but none want to actually go to court to prove that they are acting lawfully (because they can't!)

    Most people accept the offer as a partial refund and then press on with their case for the remainder plus the interesticon.

    I believe there is a letter in the template library to accept as a partial payment.

    Personally I wouldnt be accepting half of what they owe me, they didnt let us off anything at anytime, so why should we?!

    good luck and keep pushing!

    Halifax settled
    Halifax (again) settled
    Nationwide settled
    Natwest settled

    Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>
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  3. 8th August 2006 14:24 #3
    closey closey is offline
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    Default Re: recieved offer today

    As above, write back and say you accept their offer as an interim payment, however you will still be seeking to recover the remaining amount.

    They will write back and say, sorry, that was our final offer.

    You will then need to start proceedings against them.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  4. 9th August 2006 19:46 #4
    e28bigalbexley e28bigalbexley is offline
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    Default Re: recieved offer today

    Just write to them saying thanks for the offer but no thanks. I requested £xxxx for penalties levied on my account plus interesticon added to those penalties £xxx which is a total of £xxx.

    If you are not prepared to credit these cleared funds to my account i will proceed with county courticon action and on top of the above total will be added court fees,costs and interest under sec 69 County Courts Act 1984.

    All the best
    Alan

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  5. 10th August 2006 08:58 #5
    closey closey is offline
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    Default Re: recieved offer today

    Good work.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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