Jump to content


  • Tweets

  • Posts

    • it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge .............. please fill out the Q&A ASAP. dx  
    • Well done on reading the other threads. If ECP haven't got the guts to do court then there is no reason to pay them. From other threads there is a 35-minute free stay after which you need to pay, with the signs hidden where no-one will read them.  Which probably explains why ECP threaten this & threaten that, but in the end daren't do court. As for your employer - well you can out yourself as the driver to ECP so the hamster bedding will arrive at yours.  Get your employer to do that using the e-mail address under Appeals and Transfer Of Liability.  
    • good you are getting there. Lloyds/TSb...i certainly would not be risking possible off-setting going on if a choice were there, but in all honestly thats obv too late now..., however..you might not never be in that situation so dont worry too much. regardless to being defaulted or not, if any debt that is not paid/used in 6yrs it becomes statute barred. you need to understand a couple of things like 'default' and 'default notice' a default is simply a recorded D in the calendar section/history of a debt, it does not really mean anything. might slightly hit your rating. the important thing here is a default notice , these are issued by the original creditor (OC) under the consumer credit act, it gives you 14 days to settle whatever they are asking, if you don't then they have the option to register a defaulted date on your credit file. that can make getting other credit more difficult. and hits your rating. once that happens, not matter what you do after that, paying it or not or not paid off or not, the whole account vanishes from your credit file on the DN's 6th b'day. though that might not necessarily mean the debt is not still owed - thats down to the SB date above. an OC very rarely does court and only the OWNER of a debt can instigate any court action (Attempted a CCJ) DCA's debt collection agencies - DCA's are NOT BAILIFFS they have ZERO legal powers on ANY debt - no matter what it's TYPE. an OC make pass a debt to a dca as their client to try and spoof people into paying through legal ignorance of the above statement. an OC may SELL on an old debt to a DCA/debt buyer (approx 10p=£1) and then claim their losses through tax write off and their business insurance, wiping their hands of the debt. the DCA then becomes the debt OWNER. since the late 70's dca's pull all kinds of 'stunts' through threat-o-grams to spoof a debtor into paying them the full value of the debt, when they bought if for a discounted sum (typically 10p=£1). you never pay a dca a penny! if read carefully, NONE of their letters nor those of any other 'trading names' they spoof themselves under making it seem it's going up some kind of legitimate legal 'chain' say WILL anything....just carefully worded letters with all kinds of threats of what could/might/poss happen with other such words as instruct forward pass... well my dog does not sit when instructed too...so... DCA's SOMETIMES will issue a court claim, but in all honesty its simply a speculative claim hoping mugs wet themselves and cough up...oh im going to court... BIG DEAL DCA - show me the enforceable paperwork signed by me...9/10 they dont have it and if your defence is conducted properly, most run away from you . however before they do all that they now have to send a letter of claim, cause the courts got fed up with them issuing +750'000PA speculative claims and jamming up the legal system. so bottom line is two conclusions.... if you cant pay a debt, get a DN issued ASAP (stop paying it!) make sure it gets registered on your file then it stops hurting your file/future credit in 6yrs regardless to what happens (bar of course a later DCA CCJ - fat chance mind!)  once you've a registered DN , then look into restarting payments if the debt is still owed by the OC, if SOLD to a DCA, don't pay - see if they issue a letter of claim (then comeback here!).        
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Wescot Credt Services - Consumer credit License


nuke em
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5125 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

anyone know Wescot's current Consumer credit license no, when i look it up on the Gov website it comes up as expired in 2002 ? or are they now part of a larger banking group?

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

Link to post
Share on other sites

Current Applicant / Licensee:

Business Name Company Registration Number

Wescot Credit Services Limited SC84131

 

Categories:

Consumer credit

Credit brokerage

Debt administration

Debt collecting

 

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

2f

WCS Legal

 

Trading Name(s) (Historic):

R.M.S

Wesland Debt Enforcement Agency

Debt Enforcement Agency

Returned Mail Services

Bebt Enforcement Agency

Crown Litigation Services

Debt Enforcement

 

Issued Date: 09-Oct-1984 Expiry Date: 15-Feb-2010

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Andrew Robert Punch

Debra Tara Nolan

John Brogden

Jonathan Andrew Graham

Paul Jenkins

Sara Louise De Tute

 

Historic Individuals that run the organisation:

Name Position

Andrew Campbell Sutherland OFFICER

Graeme Richard Brown OFFICER

Kevin Neil Conway OFFICER

Miller Duncan Duguid OFFICER

Mr Brian Charles Firmin OFFICER

Mr Colin Charles Brook OFFICER

Mr Gordon Harrison Pollock OFFICER

Mr Henry Jobson Campbell OFFICER

Mr Reginald Stephen Walster OFFICER

Mr Robert Fleming Grassom OFFICER

Mr William McColl Bulloch OFFICER

Ms Elaine Ann McMillan OFFICER

Richard William Sherrard OFFICER

 

Nature of Business:

Debt Collection

 

Current Address(es):

Address Type Address

Correspondence The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA, England

Principal Place Of Business The Mash, Jarratt Street, HULL, HU1 3HB, United Kingdom

Registered Office The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA

 

Historic Address(es):

Address Type Address

Correspondence 64, Dalblair Road, Ayr, KA7 1UH

Correspondence Midland House,64, Oswald Street, Glasgow, G1 4PL

Correspondence P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business 31-35, Fort Street, Ayr, KA7 1EW

Principal Place Of Business 5th Floor 10, Union St, Glasgow, G1 3QX

Principal Place Of Business 64, Dalblair Road, Ayr, KA7 1UH

Principal Place Of Business Dunedin House 45, Percy Street, Hull, East Yorkshire, HU2 8HF

Principal Place Of Business Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business Midland House,64, Oswald Street, Glasgow, G1 4PL

Principal Place Of Business P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business P.O. Box 137 Dunedin House 45, Percy Street, Hull, HU2 8HF

Principal Place Of Business The Mash, Jarratt Street, Hull, East Yorkshire , HU1 3HA, England

Registered Office 64, Dalblair Road, Ayr, Ayrshire, KA7 1UH

Registered Office Kyleshill House, 1, Glencairn Street, SALTCOATS, Ayrshire, KA21 5JT, United Kingdom

Registered Office Wescot House, 31-35, Fort Street, Ayr, KA7

 

 

AC

Link to post
Share on other sites

Thanks for that but SC84131 is their Co Reg number, no mention of a Consumer credit license No, correct ?

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

Link to post
Share on other sites

SC84131 came up as their Co Reg Number when i searched Companies House

 

see below

 

The WebCHeck service is available 24 hours 7 days a week

 

Name & Registered Office:

WESCOT CREDIT SERVICES LIMITED

KYLESHILL HOUSE

GLENCAIRN STREET

SALTCOATS

AYRSHIRE

SCOTLAND

KA21 5JT

Company No. SC084131

 

 

 

Status: Active

Date of Incorporation: 28/07/1983

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 28/02

Last Accounts Made Up To: 29/02/2008 (FULL)

Next Accounts Due: 28/12/2009

Last Return Made Up To: 10/09/2009

Next Return Due: 08/10/2010

Last Members List: 10/09/2009

Previous Names:

Date of change Previous Name

22/11/1988 WESCOT CREDIT SERVICES (SCOTLAND) LIMITED

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

Link to post
Share on other sites

 

Licence Number:0148091Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

Wescot Credit Services Limited SC84131

 

Categories:

Consumer credit

Credit brokerage

Debt administration

Debt collecting

 

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

2f

WCS Legal

 

Trading Name(s) (Historic):

R.M.S

Wesland Debt Enforcement Agency

Debt Enforcement Agency

Returned Mail Services

Bebt Enforcement Agency

Crown Litigation Services

Debt Enforcement

 

Issued Date: 09-Oct-1984 Expiry Date: 15-Feb-2010

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Andrew Robert Punch

Debra Tara Nolan

John Brogden

Jonathan Andrew Graham

Paul Jenkins

Sara Louise De Tute

 

Historic Individuals that run the organisation:

Name Position

Andrew Campbell Sutherland OFFICER

Graeme Richard Brown OFFICER

Kevin Neil Conway OFFICER

Miller Duncan Duguid OFFICER

Mr Brian Charles Firmin OFFICER

Mr Colin Charles Brook OFFICER

Mr Gordon Harrison Pollock OFFICER

Mr Henry Jobson Campbell OFFICER

Mr Reginald Stephen Walster OFFICER

Mr Robert Fleming Grassom OFFICER

Mr William McColl Bulloch OFFICER

Ms Elaine Ann McMillan OFFICER

Richard William Sherrard OFFICER

 

Nature of Business:

Debt Collection

 

Current Address(es):

Address Type Address

Correspondence The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA, England

Principal Place Of Business The Mash, Jarratt Street, HULL, HU1 3HB, United Kingdom

Registered Office The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA

 

Historic Address(es):

Address Type Address

Correspondence 64, Dalblair Road, Ayr, KA7 1UH

Correspondence Midland House,64, Oswald Street, Glasgow, G1 4PL

Correspondence P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business 31-35, Fort Street, Ayr, KA7 1EW

Principal Place Of Business 5th Floor 10, Union St, Glasgow, G1 3QX

Principal Place Of Business 64, Dalblair Road, Ayr, KA7 1UH

Principal Place Of Business Dunedin House 45, Percy Street, Hull, East Yorkshire, HU2 8HF

Principal Place Of Business Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business Midland House,64, Oswald Street, Glasgow, G1 4PL

Principal Place Of Business P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business P.O. Box 137 Dunedin House 45, Percy Street, Hull, HU2 8HF

Principal Place Of Business The Mash, Jarratt Street, Hull, East Yorkshire , HU1 3HA, England

Registered Office 64, Dalblair Road, Ayr, Ayrshire, KA7 1UH

Registered Office Kyleshill House, 1, Glencairn Street, SALTCOATS, Ayrshire, KA21 5JT, United Kingdom

Registered Office Wescot House, 31-35, Fort Street, Ayr, KA7

 

 

AC

 

Whoops!

I didn't copy & paste right to the top of Doc.

 

Now amended:)

 

AC

Link to post
Share on other sites

ok so its Licence Number:014809, thanks

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

Link to post
Share on other sites

I'm just a natural cynic when it comes to these things

 

me too!

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

Link to post
Share on other sites

  • 6 months later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...