Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Thread: Moore v RBS

  1. 8th August 2006 09:02 #1
    doghousedean doghousedean is offline
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    Default Moore v RBS

    Right here goes,

    Im just finalising my request for data on charges etc.

    Just a quick question, who do i make the cheque payable to?

    Thanks

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  2. 8th August 2006 09:04 #2
    callumsgran callumsgran is offline
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    Default Re: Moore v RBS

    the bank you're claiming from!

    I QUESTION THEREFORE I AM!!

    Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!


    I have been smoke-free for 4yrs
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  3. 8th August 2006 09:04 #3
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    Makes sense, thanks.

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  4. 8th August 2006 11:42 #4
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    just to check, i send the DPA request to the data controller as per the website.

    Thanks

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  5. 9th August 2006 10:15 #5
    stacymason stacymason is offline
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    Default Re: Moore v RBS

    you send the request to the bank your requesting the data from i.e RBSicon, usually at your branch address.

    NatWest - Settled in full 22/05/06

    RBS- Prelim sent 9/05/06 £1,147
    £500 offer 27/05/06, rejected 30/05/06
    LBA sent 25/05/06
    MCOL 15/06/06
    Defence received 20/07/06
    Settled in full 01/09/06 wahey!!!!!!!!!
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  6. 23rd August 2006 08:47 #6
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    Oh....

    I just got back from my hols...not checked my post yet, im in work now so will have to do it later.


    Thanks

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  7. 1st September 2006 11:13 #7
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    Right, i have recieved my Statements details my charges, i have added them up (its more than i thought).

    Now for the next step (I've been on holidayicon so will have to check what i do now)

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  8. 1st September 2006 11:44 #8
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    I have prepared my Prelim letter and schedule sheet.

    Now for a stamp and wait 14 days...

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  9. 18th September 2006 09:12 #9
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    It has been over 14 days with no reply, what do i do next? send in the letter before actionicon?

    Thanks

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  10. 19th September 2006 08:39 #10
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    Default Re: Moore v RBS

    Just bumping up this thread.

    Im unsure what to do, ive heard nothing from my bank, i didnt rend recorded delivery tho so i dont know if they recieved it ok.

    Shall i send the lbaicon or shall i resend the prelim?

    Thanks

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  11. 19th September 2006 10:38 #11
    dave318 dave318 is offline
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    Default Re: Moore v RBS

    Dean, It took them 16 days to reply to me, (received it 17 days after being sent) but I sent my letter away the day before I got a letter.
    You have quite clearly told them they have 14 days, so after 14 days are up, send away your second letter. If it crosses in the post, that will not matter, because they will just be trying to fob you off anyway. Give them another 14 days and then get the action started after that.

    Dave

    Data Protection Request sent 08/08/06: 1st Letter of Approach sent 31/08/06 claiming £783
    LBA sent 15/09/06 their letter crossed in the post.
    Lost letter (despite it being recorded delivery)
    Phone call made Tuesday 10/10/06: Fax sent (copy LBA) 11/10/06
    Offer arrived 14/10/06 £480 (No way)
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  12. 19th September 2006 10:40 #12
    doghousedean doghousedean is offline
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    Default Re: Moore v RBS

    Thanks, will do.

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