Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 7th August 2006 22:39 #1
    claimitall claimitall is offline
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    Default Me Vs Barclaycard

    Have just received a letter from Barclaycard following a letter regarding non compliance with my SARicon. It is stating that my reference to Smith V Lloydsicon actually supports their case for not producing a list of charges and that microfiche is not a relevant filing system. They still refuse to supply even copies of statements except at £3 a shot. As I am not entirely sure exactly how much money I was charged in penalties etc I am slightly reluctant to go down the court route if they feel they are right with their arguments. Their time limit to produce this data is now up
    What do you think and what is my next step ?

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  2. 7th August 2006 22:41 #2
    callumsgran callumsgran is offline
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    Default Re: Me Vs Barclaycard

    You could always pay the £3 then claim it all back?

    I QUESTION THEREFORE I AM!!

    Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!


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  3. 7th August 2006 23:09 #3
    claimitall claimitall is offline
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    Default Re: Me Vs Barclaycard

    You're right, i could do that. but if they are right in their argument and win in court i have then lost the right to the copies of charges and the £100 odd quid i guess

    Lloyds TSB £395 Decree awarded against TSB
    HBOS £750 setted in full
    IF £750 Small Claim filed 26/10 - won unconditionally
    Barclaycard £110 + Data Protection Act Non compliance Information Commissioners Office complaint. Small Claim filed 12/10 - Won unconditionally
    HBOS2 £750 small claim settled in full
    MSDW £115 Settled- accepted Full amount unconditionally
    HBOS3 £750 Settled in full
    HBOS4 £750 Small claim filed for return 15/1/07 No defence filed Decree issued by court
    Clydesdale Bank Credit Card £496 small Claim filed 25/10 Court hearing 19/1/07 - continued for 2 weeks
    Mrs Claimital's M&S Card £60 LBA sent 12.10 - Full refund & interest accepted by Mrs Claimitall
    Reply With Quote Reply With Quote
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE