Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    wellerman Novitiate

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    Default Wifey v barclaycard

    My wife run up a £1800 credit card bill with barclay card. It ended up going to court in Febuary but was thrown out as Cl finance had not sent a requested cca or sent us or the court any submissions. (Their lawyer was very embarrassed).
    We thought that was the end of it till yesterday when a letter from CL arrived which was a statement of account including a post judgment fee and a Transaction Code 83(?).
    Does this letter mean they can still come after my wife.
    Any help please


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    Default Re: Wifey v barclaycard

    Hi

    When you say thrown out of court was it struck out?
    Our Legal team at work told me if a case was struck out they would be stupid to go after you again (I asked a while ago about myself thats how I can answer that) but I am sure you will have seen various threads which show these low life do go after people further along the line. Whether they would go to court again is anyones guess. The DCAicon that did it to me hasn't made any contact since before the court case and I never did get my day in court.

    They are required to send a statement of account at least once a year.

    DG

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    Default Re: Wifey v barclaycard

    Hi Wellerman,

    Apart from enclosing the statement of a/c, what did their letter say.

    Can you also confirm the judge's exact ruling following the failed claim by the sol'rs.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE