Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys, just had my personal data letter back from Natwest. I have recieved docs for my latest loan in 07, but it goes on to add.
Unfortunatley, I was unable to find loan documentation for the following loans:
xxxxxxxxxxxxxx
xxxxxxxxxxxxxx
Is this just stalling tactics? and whats my next move to get the details of said loans?
Any help would be appreciated, thanks Dave
Hi guys, just had my personal data letter back from Natwest. I have recieved docs for my latest loan in 07, but it goes on to add.
Unfortunatley, I was unable to find loan documentation for the following loans:
xxxxxxxxxxxxxx
xxxxxxxxxxxxxx
Is this just stalling tactics? and whats my next move to get the details of said loans?
Any help would be appreciated, thanks Dave
Yes IMO this is them making life difficult you should send a letter of non compliance with your SAR....template here...
If the information is still not coming your way submit a formal complaint to the Information Commissioners Office link here..... For the Information Commissioners office. (this is an option if the DSAR is not complied with) http://www.ico.gov.uk/upload/documen...ess_rights.pdf
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.