Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 5 of 5

Thread: Sar

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    borolad63 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    middlesbrough
    Posts
    90

    Default Sar

    I wrote to Barclaycard (and Sainsbury) asking for a SARicon on a CAGicon template letter. What I received back from both was a full statement of account and a full summary of account. That's all!

    Surely there is more info for them to supply.


  2. #2
    Site Team The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2006
    I am in
    Please consider making a donation if we have helped you. Thanks
    Posts
    14,872
    Blog Entries
    11

    Default Re: Sar

    If you know that there is other data such as conversations, letters, etc then write back to them and tell them that they have not complied with your statutory request. Require that they fullfill their obligations immediately. Give them an idea of what else there might be but don't limit it. Use "including at least ..."

    If you tell them what else you want, then if they merely supply that they will consider that they have satisfied the SARicon

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  3. #3
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    I am in
    Planet Thanet, Kent
    Posts
    16,326

    Default Re: Sar

    Hi BL,

    I assume you sent the required £10 to accompany the SARicon.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    borolad63 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    middlesbrough
    Posts
    90

    Default Re: Sar

    Yes I sent a £10 postal order to both.


  5. #5
    Site Team the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    decipherable like some of my credit agreements
    Posts
    8,485
    Blog Entries
    1

    Default Re: Sar

    This is their normal response for the first request, no doubt the letter accompanying it states "this is all the information we hold on you".... dont worry I've had three such letters each time accompanying extra information that they send

    I complained both to Barclaysicon and the ICO but the ICO are swamped at present so personally I'd just write back to the address on the letter and state they have not fully complied with the SARicon and you require all information they hold on you.

    As Bankfodder has stated dont be specific in what you want or you'll get just that if anything.

    S.

    Are You as Anonymous on CAG as You Think You Are? *Link*

    The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

    Deal with your debts:
    STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

    ***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****


    IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE