Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Stick it back in the post with "not at this address" written on it
If you are asked to deal with any matter via private message, PLEASE report it. Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
Oh, that's the lender, not a DCA. A little less dodgy.
I put the (unopened) envelope back in the post "return to sender, not known at this address, no forwarding address". I've also called my local office of
Britannia Personal Lending, and they're "looking into it".
Britannia say that the address is not theirs, but that of a consumer credit advice company. Unfortunately I have already RTS'd the letter, so this ends here until the next letter arrives.
personally id open it. Anything that lands on my doorstep is my property.
It is unlawful to open mail addressed to another person (without that person's authority).
I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.
You can also ding my gong if you prefer.
"A person commits an offence if, intending to act to a person's detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
Britannia Personal Lending Ltd is part of BOS as is the halifax.
Britannia Personal Lending Limited, City House, City Road, Chester, CH88 3AN. Registered in England, No. 3416733. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1
Bank of Scotland plc Account Management Services, City House, City Road, CH88 3AN, Phone: (1244) 696060,
Chester X
England
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
Normanton is a halifax (HBOS) processing centre - so any member of the group could be being administered from there - remember HBOS (and their subs) are now part of the Lloyds TSB group too.
HBOS Plc
Mildred Sylvester Way
Normanton
Wakefield
WF6 1TA
Be good to those who give you advice that helps - click the star below to give them your thanks by way of a reputation credit.
I've launched my CAG inspired site at http://hillards.webs.com/ for anyone who wants to know what the DCA's are really like, or what a CCA or SAR is... Lots of good reading!
IMPORTANT: Take my advice on the basis that I am expressing my opinion, based upon knowledge gained. I am not a lawyer and have no legal standing
I received an envelope from "PO BOX 140" today., and it is addressed to some woman who hasn't lived at my address in ages. I've never met her and I'm sure I wouldn't want to meet her anyway. So I did what I do with all mail I get which belongs to someone else, and that is I write "DECEASED - RETURN TO SENDER" on the front of it and pop it back in the mailbox. This really messes them up at the other end so they just close the account, end of.
Hey I like that one who cares, Nat West are looking for Mrs Hippy who skipped last year, (see my thread) had a letter for the occupier asking where Mrs Hippy was now,,,, have started a competition for the best reply. could well be up there... excellent
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
P. O. Box 140 Normanton
type organisation.
Reply With Quote
Re: P. O. Box 140 Normanton
Originally Posted by 007didder
Happyhippy1959
