Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am new too and feeeling motivated after being charged over £500 in 12 days. so. after having sent one of my own letters i am now going to send one of yours. which one first. preliminary approach for repayment seems the likliest but could anyone confirm? also. how do i know if i have any default notices. do i need to send an SAR to find out and what is a default notice. so sorry if this is already in an FAQ. just reply saying FAQ if so.
really felt empowered by your site the other night when i discovered it so hope to stay in touch
Look at others threads and see how they have done their claims etc
It will all help
Regards
Sophie-Jane
Yes I'm a Trucker Girl - explains why early posts
Thank you
Please Note
Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts
so. i have all my bank statements dating back years and years but just want to know about my credit rating.
You do not really need to do a SAR - DPA request then, unless you need to know about Manual Intervention - where they manually enter or take away charges etc
Your credit Rating can be checked by contacting the people like experian
Originally Posted by peskiechick
so. i wonder what i am specifically asking for.
You are asking for your Money back they have unlawfully taken, i.e Charges, OD Charges, Stopped DD charges and the such
Originally Posted by peskiechick
default notices?? info passed to credit reference agencies.cheers x emma
By checking your credit file (experian or the like) you will see how your credit has been effected
Now I have replied to your thread, I will keep an eye on your progress and offer advise as you ask (See note below)
Regards
Sophie-Jane
Yes I'm a Trucker Girl - explains why early posts
Thank you
Please Note
Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts
i am definately going ahead with all this and could do with the support. still it will be a slow thing as i need to do a lot of other stuff right now too like get a job for the beginning of september. yikes!
still. i will count up the amounts on my statements over the last six years at the weekend and then see what i come up with. then i guess its the preliminary letter.
I suggest using the easy spreadsheet in the library, which is quick to use
If you prefer you could try the Advanced one, but I would suggest you get to grips with the easy sheet first
Regards
Sophie-Jane
Yes I'm a Trucker Girl - explains why early posts
Thank you
Please Note
Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts
Look at others threads and see how they have done their claims etc
It will all help
Regards
Sophie-Jane
Yes I'm a Trucker Girl - explains why early posts
Thank you
Please Note
Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts
clarification please
in 12 days. so. after having sent one of my own letters i am now going to send one of yours. which one first. preliminary approach for repayment seems the likliest but could anyone confirm? also. how do i know if i have any default notices. do i need to send an SAR
to find out and what is a default notice. so sorry if this is already in an FAQ. just reply saying FAQ if so.
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Originally Posted by peskiechick
