Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
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Thread: Next Letter??

  1. #1
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    RoxanneK20 Novitiate RoxanneK20's Avatar

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    Default Next Letter??

    Hello,

    Does the below letter look okay to send in regards to my second round with the BOSicon, they have repaided my first claim, although neglected to pay the interesticon and costs as I have mentioned below...

    Is this all I need to say or do I send an identical LBA as before and just subtract the amount they have paid so far?


    Dear Sir/Madam,

    letter before actionicon
    ACCOUNT NUMBER: XXXXXXX

    Thank you for your payment of £738.00 received on the 4 August 2006 in regards to my claim for Repayment of Charges from the dates of February 2003 to February 2005.

    I ask you to note that you have neglected to pay the £105.64 of interest that has occurred since the date of the first charge also my costs of £39.00 totalling £144.64. I will be prepared to close this claim (Ref No. xxxxxxx) for the charges occurred between February 2003 to February 2005, after receiving full payment of the sum mentioned above within 14 days (£144.64).

    The outstanding balance of the remaining charges from March 2005 to May 2006 is now £1,942.64 (not including further interest and costs if court action is required) and I am enclosing a copy of the schedule of the charges which I am claiming.

    I will require repayment of this money in full within 14 days, if you do not fully comply then I shall begin another claim against you for the full amount plus interest, plus my costs without further notice. In this eventuality, I would require you to lodge in court, financial vouching for the actual loss sustained in my case, together with your full financial accounts revealing how much income is generated from your bank charges, as against the cost of administering dishonoured transactions.

    Yours faithfully,

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    Store Card - £87.56
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  2. #2
    BlueRuby
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    Default Re: Next Letter??

    Quote Originally Posted by RoxanneK20
    the £105.64 of interesticon that has occurred since the date of the first charge also my costs of £39.00 totalling £144.64. I will be prepared to close this claim (Ref No. xxxxxxx) for the charges occurred
    I don't know enough about legalities in Scotland to advise you properly Roxanne but I would use the word accrued instead of occurred. Hope that helps a bit.


  3. #3
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    tomba90 Novitiate tomba90's Avatar

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    Default Re: Next Letter??

    Hi,

    How far did you get before the refund ??

    Tomba90

    First they ignore you, then they laugh at you, then they fight you, then you win.
    - Mahatma Gandhi

    RBS - Claim Started 28-July-06 - Defence recieved 02-Aug-06 - Allocation questionaire sent 04-Aug-06 - Allocation/case management Hearing 20-Oct 06, 12.30pm - £5868.66 "SETTLED IN FULL"

    B&Q costs incurred for late delivery - £350 refunded 15/12/06 as interim payment, further £150 to get.
    2nd RBS account - £1813 and rising. 1st letter sent 08.12.06

    RBS credit card TBA
    Egg Credit card TBA
    HSBC account TBA


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