I have approx £60k of debt that I cannot pay, 2 CCJ's and loads of defaults.
I did a credit check on myself over the weekend and I was gobsmacked.
On the rating system of 0 - 1000 (1000 being the best) I was on 900 as a good credit person. DO THEY WANT ME TO TAKE OUT MORE MONEY ??
I always pay my normal bills (inc mobile) on time.
Why is my rating so high?