Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi All, I have a default on my credit file from Nov 2003 for £269, how do i remove this? Will this disappear after 6 years from my file this November?or should i pay it and get it marked as settled? im trying to get a mortgage, so i would like to know the best to get this removed, as this seems to be the only bad thing on my report,my experian report is in the high 800's, so im worried this might affect my application. many thanks in advance
It should fall off your record in November 2009, if you wait until after Christmas and it still appears you should make a complaint to Equifax to have it removed
Hope this helps
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Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves