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LloydsTSB admitted they have no copy of my credit agreement - what now?
Hi,
After 7 months of requesting a copy of my credit agreement and following the lloydstsb complaints procedure I finally have a letter that says they do not have a copy of my credit agreement on file.
My question is, now what do I do? The debt is still with BLS who are still requesting full payment.
Should I write them a letter asking for the debt to be written off? Take them to court? Any help on this matter is much appreciated.
Re: LloydsTSB admitted they have no copy of my credit agreement - what now?
Hi Scott,
I took out a standard bank loan around 4 years ago with no PPI or anything like that. The original amount was for around 21k of which there is 8k left to pay.
Re: LloydsTSB admitted they have no copy of my credit agreement - what now?
Hi, Duncan.
There is a letter you could send to BLS, you'll need to edit it.
Dear Sir,
Your conduct in this matter is wholly unacceptable especially given the chain of events that have led to this point in time
Any more frivolous threats by your organisation will be met by a claim against your company, the grounds for such an action will be set out in accordance with the Civil Procedure Rules and CPR Pre Action Protocols
In addition, since you persistently fail to provide a copy of the contract which you allege gives a right of action, i may need to make a pre action disclosure application before the court to ensure that i have all the documents which are relevent to my potential claim
Of course at the point where you fail to comply with the order of the court I'm sure you will be aware that my claim would succeed without question
So please withdraw your frivolous threats and confirm that this matter is now closed and no further correspondence will be forthcoming from your organisation
Regards
Maybe get them off your back, you could ask them to write it off, I'm not sure what they'd come back with.
Regards.
Scott.
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LloydsTSB admitted they have no copy of my credit agreement - what now?
complaints procedure I finally have a letter that says they do not have a copy of my credit agreement on file.
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