Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i have been charged £60.00 unauthorised o/d fee i was 3 days overdrawn by £12.00! two of the days i was charged for were a saturday and sunday, i have phoned to complain about this but my complaint has fallen on deaf ears, as Lloyds have refused to reverse the charges, is there anything i can do about this? can i start a legal process to reclaim these charges?.
thanks for all and any help with this matter.
Moonlandings
Yes you can start a claim to reclaim your charges, your claim will more than likely get stayed when you get to filing your claim in your local county court.due to the test case.If you have your statements,then you can send the prelim giving them 14 days to reply then followed by your letter before action, giving them another 14days to reply, enclose a schedule of your charges and keep copies of letters.
unplanned o/d fee from lloyds
have refused to reverse the charges, is there anything i can do about this? can i start a legal process to reclaim these charges?.
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