Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Quick Question

  1. #1
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    robb Novitiate

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    Default Quick Question

    Hi All

    I have had, a claim in with Lloydsicon for unfair charges that has been put on hold, but recently I have been getting into a mess with the new way they are rackiing up excessive costs,

    are these unfair to?

    I seem to be being loaned money, to pay off the charges, over a six month period, then they cancel the extended overdrafticon and put it back to the origional amount, then charge me bank charges for going over my overdraft again,because the payment plan never pays the extended overdraft off. I think I'm giving them about £300 pounds every 6 months for the charges + interest,

    I'm getting ready to claim these new charges back, but I thought they may of worded the new terms in such a way that the were deemed fair ( in law)

    any advice would be greatly appriciated

    Regards

    Robb


  2. #2
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    old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative

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    Default Re: Quick Question

    Bump

    Advice is based on my personal opinion, and what I have learnt from this forum.
    If you need legal advice please consider consulting a lawyer.


  3. #3
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    Beck1968 Novitiate Beck1968's Avatar

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    Default Re: Quick Question

    I'm in exactly the same boat as you....oh i wish the would finish the HoL test case

    Beck
    "There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

    Barclaycard PPI Refund £4300
    Barclaycard = Mexican Stand Off

    TSB = Mexican Stand Off

    Santander = MungyPup is coming to get yahh


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE