Claire78 v HSBC *SETTLED IN FULL*

**claire78** · 16th June 2006 15:21

OK, I have sent off the DPA letter, I will be expecting a HUGE pack of statements soon, because over the years I have had 3 seperate accounts with them, and I'm sure they have charged me on all of them.

(one of them was a joint acount with my ex hubby who went bankrupt, so this could end up being the biggest claim so far!)

I am so glad that this is finally happening, I am so grateful to this website, as I had no idea how to go about it before. I just cant believe it is this easy to get it all sorted.

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**HSBCrusher** · 16th June 2006 15:35

Hello Claire.
Welcome to the site, and all the best with your claim!

Crusher

**claire78** · 22nd June 2006 10:48

Can anyone give me some idea how long they had to wait for their statements to come?

I know it hasn't been long, but I feel a bit anxious about this.

Having said that, having not only banked with them, but also had the pleasure (?) of working for them in the past, I really want to screw them royally!

**maverik1979** · 22nd June 2006 22:24

it really can be up to 40 days im afraid, a lot of people ahve got them within 30 days though, so maybe you'll get lucky ;-)

**claire78** · 10th July 2006 20:15

I posted my DPA letter twice to my local branch, once by post and once by hand out of hours on 16 & 23 June. I called to confirm that they'd got the letters, and, quel surprise, they had no trace.

I ended up going into my branch today to get the statements that way.The thick people they have working there tried to tell me that despite another copy of my DPA letter (in my sweaty little mitt) they would have to charge me £1.00 per sheet.

AAAAAARGH, what is wrong with these people. Finally got them to agree to print off the statements for the £10.00, when they said that the branch was closing and they would post them to me. Luckily I had my secret weapons with me, my children (aged 4 & 2) decided for reasons best known to themselves, to create absolute havoc in the branch, and the older one did what I had been longing to do, and told the branch manager to stop being rude to Mummy and then she kicked him in the shins.

You wouldn't believe the self control it took not to LMAO, but I got my statements 5 minutes later and left in a dignified manner.

Kids are great, why didn't I think of that

**callumsgran** · 10th July 2006 20:18

i'll bet theres loads of people at this very minute ringing round to 'borrow' a child for a visit to the bank!!! pmsl wish i'd thought of it, good on ya!!!

**claire78** · 10th July 2006 20:44

I can't believe how much money this is adding up to.

Slight technical question, I have a sole account, but also a joint account which I had with my ex, now closed. My ex has gone bankrupt, so clearly he can't claim back the charges, so can i claim back the whole lot?

**Les Gunn** · 10th July 2006 21:09

Claire - I was rolling with laughter - your child deserves a medal

In answer to your question, I would go for it - the least they will try and do is half the amount of the charges.

Good luck!

**voqu** · 10th July 2006 21:42

Can i borrow your kids next time i go into my branch and complain about bank charges....

**claire78** · 12th July 2006 12:51

Actually they are pretty well behaved really,but I know of some real little horrors, whose mothers would be only too pleased to be rid of them for an hour or so...

**claire78** · 7th August 2006 10:20

I am really worried about this, which is ridiculous as I am a paralegal and issue proceedings day in/day out.

What if they dont pay? What if I do it wrong? This feels just like when I sat my A levels, I know I know how to do it, but the flutters in my stomach are causing everything to swim in front of my eyes.

Now where did I put that paper bag to breathe into?

Has anyone issued proceedings and not won yet?

Help please.

**skyrocket123** · 7th August 2006 11:13

Hi Claire
A few collywobbles are normal! You are about a week or two from your money now. They will pay up! Why would your claim be any different to anyone elses?
Just read around the forum or look at the survey results!
Don't worry!
It will be ok (promise!)
Sky xxx

**claire78** · 7th August 2006 19:50

Thanks, I know really that it will be ok, it's just good to have somewhere to vent a bit.

**angela1606** · 7th August 2006 19:55

im not that far behind you got to file mine on monday good luck

**007coot** · 7th August 2006 20:44

Don't worry Claire, those butterflies and unsteady nerves will soon disappear after you have had a glass of champagne whilst celebating the arrival of your cheque.

Won't be long now - hang in there

**Tigs33** · 7th August 2006 20:48

Take a deep breath

lol I filed my claim on 27/7 on Saturday 5/8 I had an offer for the full amount

You are just getting a bit closer to getting your money!! lol

**claire78** · 7th August 2006 21:36

I am sure that this is in the FAQ's so sorry, but if we are filing on moneyclaim online, how do we also send our schedules of charges?

**007coot** · 7th August 2006 21:41

You don't need to send them the schedule of charges unless the bank files a defence and you receive an allocation questionaire. You probably won't even need to use it, the bank will more than likely pay up before then but if they do file a defence icon

then you can use it later. the bank's solicitors may even write to you requesting a Breakdown icon

of the charges, but until someone asks for it then just keep it safe.
You'll have your money in no time!

**claire78** · 10th August 2006 08:23

OK I have issued on them and suddenly feel a lot calmer.

Ooh, what will I spend it all on?

**007coot** · 10th August 2006 08:33

Well done Claire. Perhaps we could go to the mall and do some shopping, I so need some more shoes.

It won't be long now

Thread: Claire78 v HSBC SETTLED IN FULL

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