Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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Hi, I just recently settled with RBS on a loan that was paid off in 2005. The reason for mis-selling was that it was a single premium policy. RBS, to be fair, responded very quickly and offered me £2K. The slowest part was getting the cheque which took @ 28 days.
So, in answer to your question, yes - well worth having a go!
I have sent my SAR into RBS looking for details on a loan with PPI on it. This loan was settled late in 2004, can I still claim the PPI refund?
In a word YES provided you have a valid reason to claim the PPI was mis-sold.
Please read the stickies at the top of the forum and you will also see my fight with RBS it took a year but I got back over £10k so the reclaiming is worth the fight.
Read up and study then gather the information then claim back your money.
Keep posting for more advice as you proceed.
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
The Consumer Forums
PPI on loan settled late 2004
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Originally Posted by fishman123
