Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, is anyone able to direct me to a link concerning old BC agreements from the above date, samples of, whether they continue to be enforceable, arguments against etc.
Just sent off a CCA request (to Mercers) but could do with some ammunition if and when the agreement / T & Cs actually arrive. Is it likely they'll be still available ?
Just sent off a CCA request (to Mercers) but could do with some ammunition if and when the agreement / T & Cs actually arrive. Is it likely they'll be still available ?
Cheers
YM
you will more than likely recieve their standard terms & conditions, If you are with mercers then you will no doubt be behind with payments and it depends what you want to achieve with this , you have done the right thing with the cca so when the time comes you can dispute and stop payments to get some breathing space,
Then Get the letters off to mercers they are a joke when you have the ammo.
I would also advise you to send off a subject to access request too with your £10 fee, this may also turn up a agreement and charges and PPI payments, at best you can claim all these back at worst you will get your charges back,
for the cost of a tenner you maybe quids in-go for it,
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Old Barclaycard Agreement from 1996
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Originally Posted by Yorkmackem
