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DCA chasing me for overdraft even though my claim is stayed!
Hi all, hope someone can help me on ere!!
Back in April 09, I put in a claim to Halifax for nearly £700 for unfair bank charges - this is now stayed pending the OFT results.
Back in May 09, Halifax removed my overdraft of £1000 giving me 28 days notice! I was overdrawn by nearlly £600. I contacted them to say I couldn't afford to pay back this overdraft if they just withdraw it... they were so unhelpful and basically said they we're withdrawing the overdraft and that was that! As I have banked with them for around 10 years, have a mortgage and credit card with them and never missed payments I thought B******s to them and opened an account with a different bank.
Today I have recieved a letter from Blair Oliver & Scott demanding the outstanding £600 before they commence legal action. As my unfair bank charges claim is stayed, is there a letter I could send to BO&S putting there collection activities on hold???
Sorry to blabble on, but really need some advice on this!!
Re: DCA chasing me for overdraft even though my claim is stayed!
IF one was obliged to take a bank to court for continuing to harrass, would it be the good ole county court and would it be a question of issuing a N1 with all the DCA 'go away' blurb in the POC?
Re: DCA chasing me for overdraft even though my claim is stayed!
hi , i was be chased by a DCA from HSBC , they tried twice to pass it on , each time i used a the account in dispute etc and also refused to acknowledge their letter, and told them further letters that i replied to, will be charged at £20 +p&p one i had to send three letter to and a invoice for £65 , they now refuse to pay up , so now i either try a mcol or let em be any ideas which i should do , they laim that their client never told them account in dispute, ignorance is not bliss, their consumer credit licence is an acknowledgement of the rules and therefore they should of carried out checks asked relevent questions before accepting any account , someone tell me if i am wrong i have just spoke to the nice people at my local court ref a money claim online ref my invoices and legal action and they said it would be the northhampton judge who would decide ref the above claim from the dca s
my argument would be that by holding a consumer credit licence they subscribe to the guidlines and if within these guidlines as it does i believe that certain rules around collections should be adhered to and they break them , therefore they are liable because they should of carried out the nes checks and asked relevent questions from their clients before taking any accounts on.
DCA chasing me for overdraft even though my claim is stayed!
for nearly £700 for unfair bank charges - this is now stayed pending the OFT results.
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i have just spoke to the nice people at my local court ref a money claim online ref my invoices and legal action and they said it would be the northhampton judge who would decide ref the above claim from the dca s 