Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative Rhia Authoritative

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    Thumbs up Entertainment - Barclaycard style

    Story so far...following a CCA request Barclay card has produced nothing but a couple of pages of T&cs from a few years ago.

    Despite asking them repeatedly for the "agreement" all they send is a two-page letter from various members of staff (but always the same letter) and it states why they believe this constitutes an agreement.

    So I write back and tell them why it doesn't constitute an agreement and add case law and precedents in order to try and educate them but all I still get is "the letter" again and again.

    So now what to do? Perhaps a SARicon is an idea? Perhaps a complaint to the fosicon. Just mulling it over for now.


  2. #2
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

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    Default Re: Entertainment - Barclaycard style

    Hi Rhia,

    See here for a case involving the fosicon that started off looking hopeful but has ended up looking like so many others - http://www.consumeractiongroup.co.uk...bradley68.html

    I hope Bradley continues with the fight by going back to the FOS to see if they have a backbone !!

    I assume you know all about the CPR strategy. If not, see Link No2 in my signatureicon. I know smt37 had limited success but BC continued to faff around.

    I'm not aware of other users success or failure with the strategy.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  3. #3
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    Default Re: Entertainment - Barclaycard style

    Slick, thanks so much. I am sure this is deliberate ply from Barclaycard to deter people from asking for their charges or indeed anything else back.

    The CPR route is an interesting option. I think I may well SARicon them first and see what that turns up.

    I am just as prepared as they are for the long game.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE