Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
taking a company with an unenforceable CCA to court
Hi,
I am in the process of making up papers to take a shopping catalogue to court. The have advised that they do not have a signed CCA, although they were not willing to refund me administration charges and shopping insurance charges so I am taking them to court.
My question is, they have stopped charging interest on the account as it is unenforceable. Does this mean that I can reclaim back all interest charges also?
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Re: taking a company with an unenforceable CCA to court
The charges themselves don't out weigh the debt but the interest over the time would. Should I just go with the charges on the account instead of claiming the interest also?
Thanks
a jacuzzi with Bananarama. I have not lived in Bolton since 1986
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Re: taking a company with an unenforceable CCA to court
You can reclaim the charges and interest levied on those charges at the same rate they were applied.
What do mean "shopping insurance charges" did you ask for this and was this "insurance" explained in full- was it optional or did you feel you were obliged to take it out?
taking a company with an unenforceable CCA to court
on the account as it is unenforceable. Does this mean that I can reclaim back all interest charges also?
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