Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've just got my docs back from Egg - in the statements there are £280 of charges from 2001 to 2006. Can I still claim these back even though they hve passed on the debt to a DCA? The charges ranged from £16 to £20.
I don't understand masses of the docs they sent me, but there is some disturbing info in them - including a change of name which I didn't do!!!
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
I've just got my docs back from Egg - in the statements there are £280 of charges from 2001 to 2006. Can I still claim these back even though they hve passed on the debt to a DCA? The charges ranged from £16 to £20.
No problem about reclaiming unlawful penalty charges even though the account has gone to DCA. Numerous cases of success even after account closure with or without default. See the V-E Day thread in the "sticky threads" section, page 5.
The problem is with reclaiming charges before September 2003 due to the 6-year statute of limitations. There is some opinion on this site that claiming beyond 6 years back is workable, alleging criminal offence which does not have a 6-year limit. If interested you would have to read up on the large amount of postings on the subject. I for one have heard of no such attempted reclaim against Egg let alone success.
just got SAR docs, can I now claim charges?
- in the statements there are £280 of charges from 2001 to 2006. Can I still claim these back even though they hve passed on the debt to a DCA
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Originally Posted by langtonhighway
