Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 31st August 2009 11:10 #1
    alisindebt alisindebt is offline
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    Default Abbey credit card success

    I have claimed against Abbeyicon National (subsequently MBNAicon) for unlawful credit card charges.

    I claimed the full amount plus the statutory 8%.

    First letter came back and they paid me about 230 quid, saying that they disagreed with the OFT decision and would not refund the 12 quid part.

    I cashed the cheque and then wrote back to them saying that i wanted the full amount refunding.

    I received a letter today, paying out a further 350 quid. So they refunded in full, plus 8%.

    So if you claim, always wwrite back and ask for a full refund.

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  2. 31st August 2009 14:32 #2
    car2403 car2403 is offline
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    Default Re: Abbey credit card success

    Excellent! Well done you!

    Always happy to help where I can!
    Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?
    It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

    Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE