Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I note your comments regarding your attempted justification of your charges. £30 for clearing a transaction which, for you, is an automated process and requires no manual intervention is excessive in the extreme, and does not reflect the banks costs for this action. Just because they are listed in your terms and conditions does not make them lawful.
I would be more than happy to go to court, in order to find out how you justify your charges.
I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts
I note your comments regarding your attempted justification of your charges, however I do still disagree. £30 for clearing a transaction which, for you, is an automated process and requires no manual intervention is excessive in the extreme, and does not reflect the banks costs for this action.
I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts.
Better Tiggs, but you disproving the manual intervention bit, doesnt sit comfortable with me, as we know there automated but can we catorgorically say there is never manual intervention? as a mod for advice mate..
ok ok, I get your drift I will change that bit!!! lol, mind you that was the letter I sent to HSBC and they paid up perhaps I frightened them a bit!!! lol
JUST GIVE ME MY MONEY BACK!!!!!!!!!!!!!!!!!!!!! !!!! <------ only joking
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Thank you for your letter dated 27th August 2006.
I note your comments regarding your attempted justification of your charges, however I still disagree. £30 for clearing a transaction which, for you, is mainly an automated process and requires very little manual intervention is excessive in the extreme, and in my opinion does not reflect the banks costs for this action.
I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts.
They seem a stubborn bunch, not unbeatable just stubborn, have a look at some of the litigation concluded threads...Most banks get a lba and offer Full and final payment, Barclays will usually take it to the wire
woohooooo!!!! Just had Rebecca on the phone and she has confirmed that my claim of £1,012 is going to be paid, she is now emailing me over the letter for me to print and sign and then return back to her, money will be in my account within 48 hours, I told her I would contact the court as soon as they had paid!!!!
Tigs33 v Barclays ** WON **
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