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    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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Notice of Execution of Distress Warrant - Excel


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Hi All,

 

Really hope someone can help me, me and my girlfriend are getting quite worried and scared at the moment, because of unpaid concil tax. We owe £496.50 (+costs) to the baillifs who have sent us a letter today saying that unless we contact them immediately/pay the debt in full by Thursday (this week) they have the right to re-attend our property and under the powers given to them by the Distress Warrant they can remove goods for sale at auction. Apparently the Distress Warrant also allows them to gain legal entry in our absence if necessary.

 

We had one previous visit to which they dropped a letter through the door saying they've been and asking us to contact to arrange payment. My girlfriend called the bailliff who said they need to arrange a time to come to our house and 'value our goods'.

 

After reading the forums I decided against it, and planned to send them a letter offering a payment via standing order and a first payment, but wasn't sure of how to make the payment as I don't have a cheque book. I completely forgot about it, and then this letter turned up today.

 

As I say we are both really worried, and are wondering what rights we have, what will happen and what could we do.

 

Any advice would be brilliant.

 

Thanks in Advance.

 

Edited to say : We really don't have the money to pay the full amount as my girlfriend has only recently got back into work after not working for 11 months (hence the problem with paying the original council tax).

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I wouldn't personally deal with the bailiffs on this anyway... Do yourself a repayment plan and send to the council with a repayment if you can then stick to it..

 

Send a letter to the bailiffs teling them you won't be doing any business with them at all as your Not obliged to do so.. It's not against the law not to pay them but you must pay the council tax and you can do this online if need be... there is no law to state you can't do this and the council have to except your payment

 

Don't be held ramsom by bailiffs

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I wouldn't personally deal with the bailiffs on this anyway... Do yourself a repayment plan and send to the council with a repayment if you can then stick to it..

 

Send a letter to the bailiffs teling them you won't be doing any business with them at all as your Not obliged to do so.. It's not against the law not to pay them but you must pay the council tax and you can do this online if need be... there is no law to state you can't do this and the council have to except your payment

 

Don't be held ramsom by bailiffs

 

Thanks for the advice, but I'm pretty new to all this and don't really know what's required.

 

What would I put in the letter to the bailliffs? How do I inform the council I'm paying them for the moneys owed from the last financial year?

 

Also, can these bailliffs break in to my house with this distress warrant as indicated in the notice?

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what are the fees and what is council tax ?

 

and no dont let them in, at all, ever.

 

LFB

 

As above, can they break in with this distress warrant? They have indicated Thursday as the day I need to contact/pay them by? I will send the later tomorrow, but will that be too late?

 

I'm pretty worried about it all to be honest and I just want to start making payments but I really don't know where to start :|

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a bailiff can only gain entry by peaceful means

don't open the door to them keep you door locked and your Windows closed

if you have a car move it out the street

if you have a garden don't Leave anything in it keep shed/ garage locked

they can NOT break into your house whether you are in or out

 

My girlfriend called the bailiff who said they need to arrange a time to come to our house and 'value our goods'

the bailiff wants a levy he does not want to remove your goods

if the bailiff Levy's your goods in the house the garden or Levy's your car then the bailiff will tell you pay xx amount per week/month

if you miss 1 payment then the bailiff uses this to add a van charge

so under no circumstances let the bailiff in

 

IF the bailiff did get in (by invite only) then he does have the right to re-entry even if your out

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a bailiff can only gain entry by peaceful means

don't open the door to them keep you door locked and your Windows closed

if you have a car move it out the street

if you have a garden don't Leave anything in it keep shed/ garage locked

they can NOT break into your house whether you are in or out

 

My girlfriend called the bailiff who said they need to arrange a time to come to our house and 'value our goods'

the bailiff wants a levy he does not want to remove your goods

if the bailiff Levy's your goods in the house the garden or Levy's your car then the bailiff will tell you pay xx amount per week/month

if you miss 1 payment then the bailiff uses this to add a van charge

so under no circumstances let the bailiff in

 

IF the bailiff did get in (by invite only) then he does have the right to re-entry even if your out

 

Thanks for your reply, but what I need to know is does this Distress Warrant ALLOW the bailliff to break in without being in before?

 

What rights does he have with this warrant?

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Thanks for your reply, but what I need to know is does this Distress Warrant ALLOW the bailiff to break in without being in before?

What rights does he have with this warrant?

NO its a warrant to levy (distress) but to execute the warrant he must gain peaceful entry

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The letter says is titles "NOTICE OF EXECUTION OF DISTRESS WARRANT"

 

It also says 'The Distress Warrant also allows us to gain legal entry in your absence if necessary'.

 

To me that indicates that they are coming in if we don't arrange payment, with or without our consent.

 

They have not been in before? Can they definately not break in? I'm sorry if I sound like I'm doubting you but as I'm sure you can understand, I'm just worried about what might happen while I'm out.

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The letter says is titles "NOTICE OF EXECUTION OF DISTRESS WARRANT"

 

It also says 'The Distress Warrant also allows us to gain legal entry in your absence if necessary'.

 

To me that indicates that they are coming in if we don't arrange payment, with or without our consent.

 

They have not been in before? Can they definately not break in? I'm sorry if I sound like I'm doubting you but as I'm sure you can understand, I'm just worried about what might happen while I'm out.

 

100% if they have never been in your house before the cant break in

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The letter says is titles "NOTICE OF EXECUTION OF DISTRESS WARRANT"

 

It also says 'The Distress Warrant also allows us to gain legal entry in your absence if necessary'.

 

To me that indicates that they are coming in if we don't arrange payment, with or without our consent.

 

They have not been in before? Can they definately not break in? I'm sorry if I sound like I'm doubting you but as I'm sure you can understand, I'm just worried about what might happen while I'm out.

 

You need to ask this company why they are threatening you with a "Notice of Execution of DISTRESS WARRANT" !!!! This debt is for council tax and the company have a Liability Order..which is NOT a Distress Warrant.

 

If you have an unpaid MAGISTRATES COURT FINE then a DISTRESS WARRANT is issued to a bailiff company.

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Ok, thanks for the help so far.

 

I'm planning to send off 2 letters tomorrow, one to the council outlining that I wish to pay the debt with them (£50 a month), with my first payment being made tomorrow via the council website/automated payment over the phone, and then one letter sent to the Baillifs to let them know that I will be paying my debt to the council and that there is no point in persuing the debt with me.

 

I'm not 100% sure on how to structure these letters, or what key points I need to make.

 

If anyone could give me a guideline, I would be greatful :)

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Found it, I am presuming they havent gained entry already and you havent signed a walking possesion?

 

Please read carefully and amend then send by recorded delivery and email if possible so you can have proof of postage. In the mean time keep windows and doors, sheds etc securely (This is where my problems started, bailiff lied i signed WP) Dont let anyone you dont know in x

 

Dear Mr XXXSTUPID IDIOT BAILIFFXXX

 

Re: Council Tax Ref XXXX

 

I understand XXXX Council has appointed you to recover my Council Tax Liability arrears.

 

Firstly I would like to make you aware that I am fully aware of my rights and you will not gain entry to my home under any circumstances to levy goods and I know the fees allowed under statute and when these fees can be applied.

 

Due to my circumstances I am unable to pay this in one payment. I would like to offer payment at £X a monthto be paid on the 30th of the month to ensure my wages are cleared.e. I understand this may seem a long time but this is a realistic offer that is affordable to me and will allow me to pay future bills issued for Council Tax without them falling into arrears. A greater amount would cause me real and actual hardship.

 

Please advise how you would like future payments made. My personal preference is payment by Standing Order.

 

It should be noted that I am not at any point refusing to pay this debt but only asking for a fair payment period considering my circumstances. And if you are unable to accept my offer I will place the money aside each month until such a time the council take the account back into their management, when I will make payment of the set aside money to the council.

 

Please also send an itemised statement of account that clearly shows what charges have been added and what for, you are required in statute to supply this information and I look forward to this within 14 days.

 

Please note when I left my premises this morning every door and window was closed and locked securely.

 

8.0 APPENDIX B – BAILIFF RULES: GAINING ENTRY TO PREMISES

8.1 The actions of a bailiff lawfully entering a premises and seizing and selling goods to

cover monies owed by the debtor, including the bailiff’s fees, is called ‘levying

distress’. The term ‘distress’ used on its own generally means the procedure for

bailiffs just to ‘seize’ goods; this may not necessarily involve removing and selling

the goods.

NOT PROTECTIVELY MARKED

11/06/08 6 Force Publication Scheme

8.2 The basic rule for Bailiffs is that entry should be without force, thus they have the

right to peaceful entry only. There is no legal requirement by a debtor to let a bailiff

into their home.

8.3 To gain peaceful entry, the bailiff can walk through an open door, open an unlocked

door, climb through an open window, and even climb over a wall or fence, provided

no damage is caused in so doing.

8.4 The bailiff cannot, however, break open a closed but unfastened window or door,

open a closed latched window, or use a locksmith to open a door. Use of a

landlord's key is also illegal. They cannot force their way past someone at a door,

or wedge their foot in a doorway to prevent the door being closed. The protection

against forced entry extends to all buildings physically attached to the living

premises.

8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

b. A bailiff has once previously entered a debtor’s home peacefully, or was

forcibly ejected by the occupier after gaining lawful entry, and is returning to

levy the goods.

 

I am sending the council a copy of this letter and requesting that it be filled with my account for further reference.

 

I hope the above meets your approval and I look forward to your timely reply in writing.

 

Yours faithfully

 

CC XXXX Council Offices.

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8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

 

This is the bit that worries me, as they have sent a notice of exectution of distress warrent... :(

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8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

 

This is the bit that worries me, as they have sent a notice of exectution of distress warrent... :(

 

Don't worry....however you need to ensure that you do NOT leave your car outside as the baliff can levy distress on the vehicle.

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Shall I put something in the letter that highlights the bit below?

 

8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

Obviously my debt is for council tax and not fines.

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I'm sorry to be such a nuisense here!

 

I have another question. My debt for Council Tax was going to court, but I intervened and asked them to review in view of my financial situation, they then gave me installments again, and I again failed to pay, due to my problems at the time. Then it was pretty much passed to the baillifs straight away, will this mean that I have had a court fine, or are they just court fees?

 

Is there anyway I could have been given a fine, which would allow them to execute this warrant of distress?

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I've just spoken to the court and they have advised that the warrant will have been issued by the council, but did confirm that I didn't have any court fines.

 

I've just spoken to the council who have issued the warrant and they think they are within their rights to issue the warrant as they had already issued a liability disorder.

 

Surely this is not correct as the legislation clearly states that a distress warrant can only be issued for non payment of court fines?

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