Jump to content


  • Tweets

  • Posts

    • I have had a secondary thought.  I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale.  I'm not in control of the sale.  The lender won't agree to an order for sale.  The judge won't expedite it/ extract from trial.  Someone here on cag may or may not suggest I can apply for an order v the receiver?  But could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead?
    • You left the PCN number showing, but no worries, I've redacted it. Euro Car parks are very well known to us.  I've just skimmed through the titles of the latest 100 cases we have with them (I gave up after 100) and, despite all their bluster and threats, in not one have they taken the Cagger to court. You stayed there for 2 hours &:45 minutes.  I'm guessing the limit is 2 hours and 30 minutes, right?  
    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Notice of Execution of Distress Warrant - Excel


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5298 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All,

 

Really hope someone can help me, me and my girlfriend are getting quite worried and scared at the moment, because of unpaid concil tax. We owe £496.50 (+costs) to the baillifs who have sent us a letter today saying that unless we contact them immediately/pay the debt in full by Thursday (this week) they have the right to re-attend our property and under the powers given to them by the Distress Warrant they can remove goods for sale at auction. Apparently the Distress Warrant also allows them to gain legal entry in our absence if necessary.

 

We had one previous visit to which they dropped a letter through the door saying they've been and asking us to contact to arrange payment. My girlfriend called the bailliff who said they need to arrange a time to come to our house and 'value our goods'.

 

After reading the forums I decided against it, and planned to send them a letter offering a payment via standing order and a first payment, but wasn't sure of how to make the payment as I don't have a cheque book. I completely forgot about it, and then this letter turned up today.

 

As I say we are both really worried, and are wondering what rights we have, what will happen and what could we do.

 

Any advice would be brilliant.

 

Thanks in Advance.

 

Edited to say : We really don't have the money to pay the full amount as my girlfriend has only recently got back into work after not working for 11 months (hence the problem with paying the original council tax).

Link to post
Share on other sites

I wouldn't personally deal with the bailiffs on this anyway... Do yourself a repayment plan and send to the council with a repayment if you can then stick to it..

 

Send a letter to the bailiffs teling them you won't be doing any business with them at all as your Not obliged to do so.. It's not against the law not to pay them but you must pay the council tax and you can do this online if need be... there is no law to state you can't do this and the council have to except your payment

 

Don't be held ramsom by bailiffs

Link to post
Share on other sites

I wouldn't personally deal with the bailiffs on this anyway... Do yourself a repayment plan and send to the council with a repayment if you can then stick to it..

 

Send a letter to the bailiffs teling them you won't be doing any business with them at all as your Not obliged to do so.. It's not against the law not to pay them but you must pay the council tax and you can do this online if need be... there is no law to state you can't do this and the council have to except your payment

 

Don't be held ramsom by bailiffs

 

Thanks for the advice, but I'm pretty new to all this and don't really know what's required.

 

What would I put in the letter to the bailliffs? How do I inform the council I'm paying them for the moneys owed from the last financial year?

 

Also, can these bailliffs break in to my house with this distress warrant as indicated in the notice?

Link to post
Share on other sites

what are the fees and what is council tax ?

 

and no dont let them in, at all, ever.

 

LFB

 

As above, can they break in with this distress warrant? They have indicated Thursday as the day I need to contact/pay them by? I will send the later tomorrow, but will that be too late?

 

I'm pretty worried about it all to be honest and I just want to start making payments but I really don't know where to start :|

Link to post
Share on other sites

a bailiff can only gain entry by peaceful means

don't open the door to them keep you door locked and your Windows closed

if you have a car move it out the street

if you have a garden don't Leave anything in it keep shed/ garage locked

they can NOT break into your house whether you are in or out

 

My girlfriend called the bailiff who said they need to arrange a time to come to our house and 'value our goods'

the bailiff wants a levy he does not want to remove your goods

if the bailiff Levy's your goods in the house the garden or Levy's your car then the bailiff will tell you pay xx amount per week/month

if you miss 1 payment then the bailiff uses this to add a van charge

so under no circumstances let the bailiff in

 

IF the bailiff did get in (by invite only) then he does have the right to re-entry even if your out

Link to post
Share on other sites

a bailiff can only gain entry by peaceful means

don't open the door to them keep you door locked and your Windows closed

if you have a car move it out the street

if you have a garden don't Leave anything in it keep shed/ garage locked

they can NOT break into your house whether you are in or out

 

My girlfriend called the bailiff who said they need to arrange a time to come to our house and 'value our goods'

the bailiff wants a levy he does not want to remove your goods

if the bailiff Levy's your goods in the house the garden or Levy's your car then the bailiff will tell you pay xx amount per week/month

if you miss 1 payment then the bailiff uses this to add a van charge

so under no circumstances let the bailiff in

 

IF the bailiff did get in (by invite only) then he does have the right to re-entry even if your out

 

Thanks for your reply, but what I need to know is does this Distress Warrant ALLOW the bailliff to break in without being in before?

 

What rights does he have with this warrant?

Link to post
Share on other sites

Thanks for your reply, but what I need to know is does this Distress Warrant ALLOW the bailiff to break in without being in before?

What rights does he have with this warrant?

NO its a warrant to levy (distress) but to execute the warrant he must gain peaceful entry

Link to post
Share on other sites

The letter says is titles "NOTICE OF EXECUTION OF DISTRESS WARRANT"

 

It also says 'The Distress Warrant also allows us to gain legal entry in your absence if necessary'.

 

To me that indicates that they are coming in if we don't arrange payment, with or without our consent.

 

They have not been in before? Can they definately not break in? I'm sorry if I sound like I'm doubting you but as I'm sure you can understand, I'm just worried about what might happen while I'm out.

Link to post
Share on other sites

The letter says is titles "NOTICE OF EXECUTION OF DISTRESS WARRANT"

 

It also says 'The Distress Warrant also allows us to gain legal entry in your absence if necessary'.

 

To me that indicates that they are coming in if we don't arrange payment, with or without our consent.

 

They have not been in before? Can they definately not break in? I'm sorry if I sound like I'm doubting you but as I'm sure you can understand, I'm just worried about what might happen while I'm out.

 

100% if they have never been in your house before the cant break in

Link to post
Share on other sites

The letter says is titles "NOTICE OF EXECUTION OF DISTRESS WARRANT"

 

It also says 'The Distress Warrant also allows us to gain legal entry in your absence if necessary'.

 

To me that indicates that they are coming in if we don't arrange payment, with or without our consent.

 

They have not been in before? Can they definately not break in? I'm sorry if I sound like I'm doubting you but as I'm sure you can understand, I'm just worried about what might happen while I'm out.

 

You need to ask this company why they are threatening you with a "Notice of Execution of DISTRESS WARRANT" !!!! This debt is for council tax and the company have a Liability Order..which is NOT a Distress Warrant.

 

If you have an unpaid MAGISTRATES COURT FINE then a DISTRESS WARRANT is issued to a bailiff company.

Link to post
Share on other sites

Ok, thanks for the help so far.

 

I'm planning to send off 2 letters tomorrow, one to the council outlining that I wish to pay the debt with them (£50 a month), with my first payment being made tomorrow via the council website/automated payment over the phone, and then one letter sent to the Baillifs to let them know that I will be paying my debt to the council and that there is no point in persuing the debt with me.

 

I'm not 100% sure on how to structure these letters, or what key points I need to make.

 

If anyone could give me a guideline, I would be greatful :)

Link to post
Share on other sites

Found it, I am presuming they havent gained entry already and you havent signed a walking possesion?

 

Please read carefully and amend then send by recorded delivery and email if possible so you can have proof of postage. In the mean time keep windows and doors, sheds etc securely (This is where my problems started, bailiff lied i signed WP) Dont let anyone you dont know in x

 

Dear Mr XXXSTUPID IDIOT BAILIFFXXX

 

Re: Council Tax Ref XXXX

 

I understand XXXX Council has appointed you to recover my Council Tax Liability arrears.

 

Firstly I would like to make you aware that I am fully aware of my rights and you will not gain entry to my home under any circumstances to levy goods and I know the fees allowed under statute and when these fees can be applied.

 

Due to my circumstances I am unable to pay this in one payment. I would like to offer payment at £X a monthto be paid on the 30th of the month to ensure my wages are cleared.e. I understand this may seem a long time but this is a realistic offer that is affordable to me and will allow me to pay future bills issued for Council Tax without them falling into arrears. A greater amount would cause me real and actual hardship.

 

Please advise how you would like future payments made. My personal preference is payment by Standing Order.

 

It should be noted that I am not at any point refusing to pay this debt but only asking for a fair payment period considering my circumstances. And if you are unable to accept my offer I will place the money aside each month until such a time the council take the account back into their management, when I will make payment of the set aside money to the council.

 

Please also send an itemised statement of account that clearly shows what charges have been added and what for, you are required in statute to supply this information and I look forward to this within 14 days.

 

Please note when I left my premises this morning every door and window was closed and locked securely.

 

8.0 APPENDIX B – BAILIFF RULES: GAINING ENTRY TO PREMISES

8.1 The actions of a bailiff lawfully entering a premises and seizing and selling goods to

cover monies owed by the debtor, including the bailiff’s fees, is called ‘levying

distress’. The term ‘distress’ used on its own generally means the procedure for

bailiffs just to ‘seize’ goods; this may not necessarily involve removing and selling

the goods.

NOT PROTECTIVELY MARKED

11/06/08 6 Force Publication Scheme

8.2 The basic rule for Bailiffs is that entry should be without force, thus they have the

right to peaceful entry only. There is no legal requirement by a debtor to let a bailiff

into their home.

8.3 To gain peaceful entry, the bailiff can walk through an open door, open an unlocked

door, climb through an open window, and even climb over a wall or fence, provided

no damage is caused in so doing.

8.4 The bailiff cannot, however, break open a closed but unfastened window or door,

open a closed latched window, or use a locksmith to open a door. Use of a

landlord's key is also illegal. They cannot force their way past someone at a door,

or wedge their foot in a doorway to prevent the door being closed. The protection

against forced entry extends to all buildings physically attached to the living

premises.

8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

b. A bailiff has once previously entered a debtor’s home peacefully, or was

forcibly ejected by the occupier after gaining lawful entry, and is returning to

levy the goods.

 

I am sending the council a copy of this letter and requesting that it be filled with my account for further reference.

 

I hope the above meets your approval and I look forward to your timely reply in writing.

 

Yours faithfully

 

CC XXXX Council Offices.

Link to post
Share on other sites

8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

 

This is the bit that worries me, as they have sent a notice of exectution of distress warrent... :(

Link to post
Share on other sites

8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

 

This is the bit that worries me, as they have sent a notice of exectution of distress warrent... :(

 

Don't worry....however you need to ensure that you do NOT leave your car outside as the baliff can levy distress on the vehicle.

Link to post
Share on other sites

Shall I put something in the letter that highlights the bit below?

 

8.5 Reasonable Force may be used to gain entry in these circumstances only:

a. A bailiff is executing a magistrates distress warrant for non-payment of fines.

Obviously my debt is for council tax and not fines.

Link to post
Share on other sites

I'm sorry to be such a nuisense here!

 

I have another question. My debt for Council Tax was going to court, but I intervened and asked them to review in view of my financial situation, they then gave me installments again, and I again failed to pay, due to my problems at the time. Then it was pretty much passed to the baillifs straight away, will this mean that I have had a court fine, or are they just court fees?

 

Is there anyway I could have been given a fine, which would allow them to execute this warrant of distress?

Link to post
Share on other sites

I've just spoken to the court and they have advised that the warrant will have been issued by the council, but did confirm that I didn't have any court fines.

 

I've just spoken to the council who have issued the warrant and they think they are within their rights to issue the warrant as they had already issued a liability disorder.

 

Surely this is not correct as the legislation clearly states that a distress warrant can only be issued for non payment of court fines?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...