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    • 20 million quid on just the brokering fee for a crappy deal with the UK public hocked to pay more for PPE - which was probably useless with better and cheaper per item with no 20 million quid fee - available from alibaba Stinks of corruption to me.  
    • Breaking News Biden wins Kennedy family endorsement Fifteen members of the storied Kennedy political family endorsed U.S. President Joe Biden at a Philadelphia campaign event on Thursday, with some joining him onstage, in a rebuke of Robert F. Kennedy Jr's independent bid for the White House. and 30 members in the extended Kennedy family   nytimes.com WWW.NYTIMES.COM Kennedys endorse Biden over their relative RFK Jr WWW.BBC.CO.UK Robert F Kennedy Jr is running for president as an independent - but many family members oppose him. More than a dozen Kennedy family members endorse Biden, snub RFK Jr. | CBC News WWW.CBC.CA President Joe Biden accepted endorsements from at least 15 members of the Kennedy political family during a campaign stop...  
    • Speaking of Frost and Johnson the corrupt liars' grate deal they forced through   Shortages of life saving medicines has become ‘new normal’ for UK after Brexit WWW.INDEPENDENT.CO.UK ‘The medicines supply chain is broken at every level,’ warns Dr Leyla Hannbeck   "Professor Tamara Hervey, of the City Law School, said: “There is nothing inevitable about this ‘new normal’ where Great Britain is isolated in efforts to manage fragilities in global supply of the products and people we need to run the NHS. It is the consequence of policy choices and those could be different.”     Mind you, the private sector is making hays while the NHS is burned. Private health insurance market grows by £385m in a year amid NHS crisis | Private healthcare | The Guardian WWW.THEGUARDIAN.COM Demand for private treatment booms as NHS waiting lists remain long, while more people also sign up for dental cover  
    • That's an idea on Maquarie. On being accountable, you also have to blame Ofwat and possibly the Environment Agency although they've been badly defunded. I put the Frost article up for balance.  
    • I agree HB, but there were no laws broken - its perfectly legal to fleece the UK and its infrastructure - and labour were little better than the Tories Perhaps an option would be to ban the aussie investment fund from the UKs markets
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hfc is it legal ??


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Hi FL

 

As you know I have been following your case but as I have been busy was relying on the email notifications I normally receive from CAG. For some reason they must have stopped and I did not realise that all this was going on.

 

I can see you have been getting some excellent advice from others and I am catching up with events and will post my own thoughts.

 

Just hold on a day or two.

 

Pedross

 

Hi Pedross.. if you havent logged on to CAG for a while, notifications cease until you log in again :)

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well done FL

 

Thats both Reston's & Capquest who have decided that this looks like a difficult case to take on. They know that its a no win situation really and if they lose it will be big time.

 

I like the way Capquest are trying to explain what nice people they are!!

 

Regards

 

Pedross

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Thank you pedross

 

lol trying to make themselves out to be goodie goodies lol bit of creeping in there as well I think...

 

See how long it takes hfc to reply again probably another 12 months lol

 

Regards

FL

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  • 1 month later...

IMHO i would'nt start up any letter tennis

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That is interesting.. CapQuest usually purchase debts.. so how come Muck Hall reckon that HFC are their client ?

 

If it were me, I would just send a letter similar to the one you sent to CapQuest.. but add a first paragraph something along the lines..

 

Dear Sir or Madam,

 

Account references

 

 

 

I am surprised to receive this letter. On DATE - CapQuest were advising that THEY had been instructed by their client "HFC" and that they knew of no legitimate reason for non payment.

 

As HFC know of my reason for non payment, I feel that they should either inform you - or you can ask them. However, please find below, a copy of my communication to CapQuest. I confirm that my position remains the same now as it did then.

 

etc, etc, etc..

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi FL

 

I agree with the two posts above and in the order they answered. Firstly I would ignore the first letter, wait for the next one and then decide what to do. You don't want to make it too easy for them they will think you are worried.

 

If HFC are going to continue passing it around I will send you a template letter so that you can respond.

 

Regards

Pedross

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  • 3 weeks later...

meriforce

blimey are still sending/trading

 

bottom feeders of the bottom most.

 

you'll get a discount letter next!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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meriforce

blimey are still sending/trading

 

bottom feeders of the bottom most.

 

you'll get a discount letter next!!

 

dx

 

Get so many begging letters these days - times must be hard to replace those chairs and worn out handsets.

:mad2::-x:jaw::sad:
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next time dont answer the security questions

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It's ok dx I never answered the security questions, she said she was from MH before she asked me any, so I refused even when she asked me to confirm my address for letters I still refused and said you've got my address already so write to me lol

 

Regards

FL

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Hi All

 

Another call of off MH today... As soon as he said MH I said, I told you lot I don't do telephone, and then I put the phone down. He didn't have the chance to ask any security questions lol

 

Regards

FL

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  • 2 weeks later...

muppets

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
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