Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I started a claim with Barclays (Woolwich) in 2006 for a larege amount - approx £12k plus interest. I put in my claim to Barclays and they came back to me in 2006 offering me only £1000 to close the claim. I phoned them to see why only £1000 and they came back and increased the offer to £2000. I didn't accept.
I really need the money now and I know 3 years have almost passed. Can someone let me know, can I continue with my claim where I left it back in 2006 for the whole amount (12k plus interest)- my claim would have been for charges between 2000 and 2006, or can i only claim 6 years from now.
As the claim went in to Barclays, I am wondering does the claim need to go into the court?
Thanks for your advice Michael. Do I now need to got to court to claim? I am in a very tight financial situation at the moment due to the economy - is there a quick way?
No you don't have to. Filing a claim at court would ensure your right to s69 8% interest, rather than relying on the fsa waiver, which covers this, but of course isn't law. Plus there would be court fees to pay now.
I am in a very tight financial situation at the moment due to the economy - is there a quick way?
If you have priority debt arrears (rent/mortgage, utilities, council tax etc) you could claim financial hardship under which the bank may make an interim payment. But it won't be 12 grand and it ain't necessarily quick.
Reviving old claim
(Woolwich) in 2006 for a larege amount - approx £12k plus interest
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and it ain't necessarily quick.