Barclaycard CCA request

**calshan** · 23rd August 2009 20:19

Hello all,
thought i would start a thread for my Barclaycard CCA request.
Reqest sent 15th August, letter received second class post on 22nd Aug with a statement of account on the letter confirming receipt of the CCA request almost as an afterthought and a copy of terms and conditions icon

from 199*.
The letter does suggest that they will tray and locate the agreement and send it to me however, the T&C sent are generic and not specific!
Awaiting BC to forward the agreement. Times up this sat 29th Aug... tick....tock....tick... tock...

**slick132** · 23rd August 2009 21:58

Hi Calshan,

If they fail to respond on time, send this to put the a/c in dispute - http://www.consumeractiongroup.co.uk...ml#post1821561

Also, read other threads here in the BC forum to see what is happening with other cases where BC are refusing to send out Credit Agreements.

Are there penalty charges or PPI icon

to reclaim on this a/c.

**calshan** · 24th August 2009 20:11

i shall wait and see if they do send the agreement but i am sure no PPI icon

, poss a few charges though! Thanks for the link to the letter.
Does anyone know if they retain agreements that are approx 13 yrs old?

thanks again! will keep you posted

**diamondgirl** · 24th August 2009 20:21

We've had a few phone calls icon

and letters from them at work for some of our clients and guess what sorry can't find copy of CCA account closed. Win for our clients, sorry can't be specific about age of these as I only get to see somethings no access to other parts of the cases. Lets keep our fingers crossed that yours is like our clients.

DG

**calshan** · 24th August 2009 20:32

my fingers and toes are crossed! only a small balance outstanding but it will be another one off the list!

**calshan** · 28th August 2009 12:55

another set of terms and conditions icon

received, different from the 1996 set, these appear to be more recent.
Have not complied with the CCA request.
Any advice on what to do next?

**slick132** · 28th August 2009 22:06

Hi Calshan,

If you've read other threads here, you'll see many CAGgers are in the same position as you, receiving only T&C's in response to your CCA request.

It's up to you really as to what you do next. Stop paying if you want but be ready for an onslaught of phone calls icon

and postal demands.

But I'd get all the statements together and see what penalty charges you can reclaim. If you don't have them, send off a SAR icon

.

Also, look at the CPR strategy at Link No2 in my signature icon

below.

**calshan** · 1st September 2009 21:41

will send off the SAR icon

request once i have some spare funds as fighting several of these at once and it is very expensive!

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