Hi Guys

On the way to work a couple of months ago I witnessed a guy fall of his motorcycle and being a biker myself I stopped to help him pick his bike up. I gave him my mobile number in case he needed me as a witness or anything and left it at that.

I then get a letter from a claims company asking for my insurance details and find out the guy is claiming I knocked him off!

It was a dual carriageway road and I had not long changed from the right lane to the left lane so my best guess is that he must have been filtering at speed between the two lanes and slammed his brakes on after seeing me change lanes.

Another motorist had also stopped who offered to take the guy to hospital despite the motorcyclist to hospital (and is now claiming for personal injury).

The guy now has a witness who I can only assume is the one who took him to hospital and because of this it looks like my insurance are going to pay out even thought the witness contradicts the motorcyclist.

The cyclist says I pulled from the right hand land to the left hand lane (which I had 30 seconds previously) without indicating and knocked him off his bike, the witness says I pulled from the left hand lane to the right hand lane knocking the guy off his bike.

And there's also the slight matter that I have a little mini cooper without a mark on it?

My insurance company have not been to see my car to check for damage, they've not even interviewed me properly or taken a proper statement yet they are still looking like paying out to the other party for his fictitious injuries and his £300 bike.

If the claim goes through I lose my protected no claims bonus due to an accident 8 months ago and my insurance doubles as a result.

If anyone can offer me any advice on how to proceed with this it would be greatly appreciated.

Best Regards

Tim

I'm going to give my insurers a ring back early this afternoon so any advice would be greatly appreciated, it sole destroying to think that I could lose my no claims just for stopping to help :-|

I'm a little confused...

"The guy now has a witness who I can only assume is the one who took him to hospital and because of this it looks like my insurance are going to pay out even thought the witness contradicts the motorcyclist"

he has a witness, but his witness contradicts him?

Correct, his witness contradicts him but the guy dealing with my claim doesn't seem to think this an issue, nor the fact the motorcyclist admits he was undertaking me/filtering at the time.

My insurer says it was my responsibility to check before changing lanes which obviously I did anyway.

Correct, his witness contradicts him but the guy dealing with my claim doesn't seem to think this an issue, nor the fact the motorcyclist admits he was undertaking me/filtering at the time.

 

My insurer says it was my responsibility to check before changing lanes which obviously I did anyway.

so what is this witness actually saying....?

so what is this witness actually saying....?

That I pulled from the left hand lane to the right hand lane without indicating and knocked the motorcyclist over.

The motorcyclist is saying I pulled from the right hand lane to the left hand lane without indicating and knocked the motorcyclist over.

So both saying the same thing apart from which lane I was in (dual carriageway road btw).

It also took nearly two months for a witness statement to appear

and your insurance is saying you are fully liable or 50/50?

you say you witnessed him fall off the bike,did you see the cause? have you put this to your insurance company?

Hi Guys,

At the moment my insurance is saying its soley my fault although they are going to phone the witness and check how credible he is.

I didn't see why the motorcyclist fell but my guess is he was filtering between traffic at speed, panicked and broke to hard when he saw me change lanes.