Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Could you give me advise?

    Everything started with closing my online banking. So I was in my branch and they tell me that they didnt know whats going on. A few days I got a letter from Barclaysicon bank and information about my closing account, without reason. So i was in my bank again and wanted my money back, but it wasnt possible. Second letter was my exact balance and my money was taken by barclays bank like Fund removed (debt Mgmt), Nobody from barclays didnt know what is it and why they took it, but they dont want to help me.
    If you know about similar problems or what to do, give me an advise. Thanks


  2. #2
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    Default Re: Could you give me advise?

    Quote Originally Posted by bejka View Post
    Everything started with closing my online banking. So I was in my branch and they tell me that they didnt know whats going on. A few days I got a letter from Barclaysicon bank and information about my closing account, without reason. So i was in my bank again and wanted my money back, but it wasnt possible. Second letter was my exact balance and my money was taken by barclays bank like Fund removed (debt Mgmt), Nobody from barclays didnt know what is it and why they took it, but they dont want to help me.
    If you know about similar problems or what to do, give me an advise. Thanks
    Do you have any debts with Barclays at all? Credit card / loan etc... sounds like they are using something called the right to offset rule which means they can rob peter to pay paul namely one account pays off another...

    I'm afraid if this is what they have done then its legal.. not too sure on the closing the account down tho as that would seem to not be giving you the relevant timescales (I think these are laid out in the Banking Codeicon)

    S.

    Edit: I may have mis understood the original posting... have they closed just the online access to the account or has the account been closed down properly (demanded cards/cheque book back etc)?????


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    Default Re: Could you give me advise?

    Hi Bejka and welcome to CAGicon.

    We've seen examples before when the bank does this and nobody can give you any info about what, when, why, etc.

    Have you got into to difficulty with any Barclaysicon or Barclaycard a/c's recently.

    Did you have money in your account(s) which you now cannot access.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE