Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Even though my other creditors who I owe far more money too have accepted a reduced offer of payment, Barcalycard have refused and are threatning debt collectors! I have sent them an expenditure form along with proof of earnings yet they want me to make a higher offer? How can I? I cannot print the money myself!!! Any advice guys???? Even if they take me to court they would have to send me to prison becaue i cannot just STUMBLE across more moeny to give them! The offer was pro rata and fair to all my creditors. Please help?
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
Posts
25,063
Re: Barclaycard refused my reduced offer of payment!
they have no right to your financial details anyhow, only a court can demand that.
write to them and TELL them they will only be getting £XX for XX mts.
& if they will please freeze int & chagres to help during your time off need. but you MUST pay it as advised, p'haps by internet banking, that way they cannot refuse it.
just ignore whatever they say or write back.
they are just chancing their arm.
if and a big IF it ever got to court the judge would laugh it out the door & prob assign a smaller payment.
dx
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
Barclaycard refused my reduced offer of payment!
! I have sent them an expenditure form along with proof of earnings yet they want me to make a higher offer? How can I? I cannot print the money myself!!! Any advice guys???? Even if they take me to court they would have to send me to prison becaue i cannot just STUMBLE across more moeny to give them! The offer was pro rata and fair to all my creditors. Please help?
Reply With Quote
Re: Barclaycard refused my reduced offer of payment!
