Thread: Unauthorised overdraft £5 a day!

Hi all.

I'll cut to the chase... i went overdrawn at the end of last month and this month (July & August). A&L informed me i'd be charged £5 a day but it would be capped. Seeing a £30 unauthorised overdraft fee leave my account i assumed this was it. Alas no...

I'm horrified to find they want £100 on the 1st September. What am i to do? It's tough at the mo and that's the reason i've stupidly gone overdrawn. But this is gonna cripple me.

I'm aware of the process for reclaiming as i have done it before... but as everything is on hold, how on earth do i stop this? The only idea i have is opening another account and being defaulted by A&L.

Please help i'm soooooo worried.

just to add... after a lengthy chat with A&L on the phone they say i do have an option of closing the account and setting up a repayment plan.

or... as i do have another account still open, i can just transfer everything to that, stick two fingers up to them and go through the reclaiming process. any ideas?

nobody?

Hi Lordlee, i am also having major problems with this too, i joined them in April this year, they told me they'd match my old overdraft, set up my direct debit and change my wages over, they didn't match my overdraft, collected my direct debits before my wages which made me overdraft and to sum it up, they have chaged me £1200 to date, i have sent letters to them, made phone calls and they won't talk to me. they are "investigating" apparenlty.

i have it in writing that they would match my overdraft and they would keep me informed every step of the way.

i am sending a letter to Trading Standards, The fos, the ofice of Fair trading & and of course i am going to take them to a small claims court.

now i realise this doesn't exactly help you, but i want you to know that i share you, anger & frustration.