Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Cagger since
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    Default Head Of Privacy!!-Head Muppet More Like!!

    On another of my threads..

    Partial Response To SARicon at http://www.consumeractiongroup.co.uk...ponse-sar.html

    I posted that I had received three packages over a week or so containing some of the data that I had requested.

    Each package apparently was 'all that we hold on you'

    Not satisfied with the amount that I had received I wrote to the sender of the last package who titled herself as
    'Head of Privacy and Data Protection'

    making a further request for any remaining data that they had on me; alternatively if there was no more in their archives in any format or at any location, then I asked that in her position as

    'Head of Privacy and Data Protection'

    she would affirm that there was no more data to be sent to me.

    This went off on July 1st and as I had heard nought I printed out the N1 form last week to apply for the courts to make BC produce the remaining data but hadn't got round to issuing it.


    Today the lady so grandly titled as

    'Head of Privacy and Data Protection'

    wrote to me again saying...

    'Further to a recent letter received from you,requesting certain information.
    Please find enclosed copies of the information which we hold.
    Any other details requested which are avaiable will be sent to you from the appropriate areas.
    Kind Regards
    ****** *******
    Head of Privacy and Data Protection

    Enclosed were copies of one of the recent letters from BC refunding charges on one of my cards.
    A copy of a recent letter dealing with my SARicon 'this information is all we hold..'
    Copies of seven letters over past 4 years reducing my credit limit.
    Copies of two letters telling me that my monthly payment was overdue
    Copy of apologies letter for a processing error

    AND A COPY OF A 1991 APPLICATION FOR A BARCLAYCARD FOR A LADY IN STAFFORDSHIRE!!!!!!!!!!!! !!!!!!!!!!!!!

    Stapled to this form there is also

    A copy of a reference letter from NAT WEST to Barclaycard headed as Private and Confidential regarding this lady.

    A copy of her 'Application Verification Form' and

    A copy of her 'C.C.F. Application Processing Form

    All sent under the signatureicon of Barclaycard's

    'Head of Privacy and Data Protection'


    I find this total disregard for the safeguarding of data to be totally unprofessional and totally unacceptable and can imagine no scenario in which this person should ever be allowed even near the office door of a data protection department let alone work in it and to know that she is the Head of such a department is just beyond belief.

    What is the best way to deal with this disregard of Data Protection?
    Who needs to informed and/or the matter reported to?

    Odds are that a CCA request had been made [the name has only one letter in common with mine] so the lady in question is probably a fellow cagger on this site!!

    So if there are five letters in your surname and you were living in Staffordshire when you applied for a Barclaycard in 1991 and have recently sent for your CCA,I've got it!

    Going back to the letter sent to me,how long do you think it will be before all of my data is sent to me 'from the appropriate areas?'

    [I suppose it just might be en route to a lady in Staffordshire as I write!]










  2. #2
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

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    Default Re: Head Of Privacy!!-Head Muppet More Like!!

    Hi MM,

    I'd suggest that you:-

    1. Write a brief letter to the lady in Staffs confirming her data has been sent to you in error by Barclaysicon Head of Privacy and Data Protection, and that you have fwd'd it to the ICO who deals with such matters.

    Suggest to her that she file a formal complaint with the ICO about Barclays failures.

    Tell her to look for CAGicon on the internet, if she's not already a member.

    2. Send all the Staffs lady's data to the ICO confirming you've been sent it by Barclays HOPaDP.

    Tell them you hope they will suitably deal with Barclays failure to protect individuals' data.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  3. #3
    Site Team the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow Authoritative the_shadow's Avatar

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    decipherable like some of my credit agreements
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    Default Re: Head Of Privacy!!-Head Muppet More Like!!

    Quote Originally Posted by slick132 View Post
    Hi MM,

    Tell them you hope they will suitably deal with Barclaysicon failure to protect individuals' data.
    "continued failure"

    It happened to me, noomill and quite a few others, they seem unable to send DPA responses out correctly, the ICO really needs to take a grip of this and fine their backsides bigtime.

    S.

    Are You as Anonymous on CAG as You Think You Are? *Link*

    The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

    Deal with your debts:
    STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

    ***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****


    IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE