Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    kellyjoneslondon Novitiate

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    Unhappy HELP US PLEASE!! Merc Finance will not help!!

    Hi I hope someone can help or give me some advice
    My Husband has a car which he has leased for 3 years, at the end of the 3 years, he could have given the car back - no charge, instead he signed up for another year and was told that he could give the car back at any time within the year, so he is paying over £800 a month for a car over 3 years old. I said it would be better to return the car and pay less each month for another car. Merc Finance have said NO, it has to run out at the end of the year he extended...

    Surely seeing as he has done the 3 years and extended for another year but was told that he could return at anytime, they cannot do this. It is a shame he has not proof of this, it was a telephone callicon. The problem is that £800 a month is a lot to pay out each month for us. What do you suggest we do??

    Please help, even if you say we have to just suck it up, please let us know. Thanks in advance


  2. #2
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    raydetinu Informative raydetinu Informative raydetinu Informative raydetinu Informative raydetinu Informative raydetinu's Avatar

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    Default Re: HELP US PLEASE!! Merc Finance will not help!!

    You really need to look at teh contract you signed and then extended! go through the terms carefully and then challenge anything if does not specifically relate to the extention of the lease.


  3. #3
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    kellyjoneslondon Novitiate

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    Default Re: HELP US PLEASE!! Merc Finance will not help!!

    Thanks raydetinu, I have asked them for a copy of the terms and conditionsicon. I looked at the details my hubby signed and the extended contract was basically tick these boxes and indicate the following - i appreciate that the terms and conditionsicon of the original contract still apply.
    What is a bit annoying is the fact that they never resent out terms and conditionsicon of the lease. They did 3 years ago, but no new one since. I have asked them for a copy of it.
    Ack, I wish my hubby had been more careful! Thanks for the advice, please keep it coming, I sense a long battle ahead



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE