Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i am so angry today and really need a good old rant, to cut a long story short i have been successful against barclaycard for all PPI payments plus interest for the last nine years, had a letter this morning saying they are crediting my barclaycard with said amount despite me asking for a cheque ok i thought better than nothing, phoned barclaycard to check the amount and theyve cut my credit limit by the amount refunded!!! what a bunch of ******** never missed a payment in my life!!!!! i am abosu;utely fuming!!
That is unfair check your terms and conditions first and if it says nothing there complaint to Barclays and if you get no result there complain to the fos
i was so angry i just bypassed Barclays and complained directly to the fos regarding the fact that i asked for payment by cheque and that they reduced my credit limit by the exact amount on the same day so ill just hang on and hope something comes of it but ill keep you posted. ive got another 2 barclays PPI complaints with the fos at the mo, seems like theyre not great to deal with from my perpective anyway. good luck with yours
Thanks - from what I've seen on here they sometimes agree to pay the PPI charge back but not the interest on it. I've noticed that other people are having total nightmares with them!
hi jan they did pay the interest with no quibles prob cause they knew they were going to slash my limit! am i sounding a wee bit cynical here!
Cynical, not at all you would be surprised at what they get up to.
I have a very big PPI claim with the Co-op bank and as soon as they got wind of what i was up to they made it very difficult indeed even going as far as issuing two default notices on the account which was a clear dispute.
One think for sure though the banks of today are doing a really good job of alienating there customers and the ones they depend on.
Let them carry on because the public will only take so much.
Abbey were as bad as the rest on bank charges ... but have been OK generally. Haven't had PPI from them though, don't know what they're like for that. But they did pay out with no hassle to my sister-in-law when my brother died (paid mortgage off I mean). But then so they should have.
Think we've been brainwashed into being grateful when they do what they should do and what we're paying them for!