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    • Update 15th March the eviction notice period expired, and I paid my next month rent along with sending them the message discussed above. After a short while they just emailed me back this dry phrase "Thank you for your email." In two weeks' time I'm gonna need to pay the rent again, and I have such a feeling that shortly after that date the contracts will be exchanged and all the payments will be made.  Now my main concern is, if possible, not to end up paying rent after I move out.  
    • they cant 'take away' anything, what ever makes you believe that?  dx  
    • The text on the N1SDT Claim Form 1.The claim is for breaching the terms and conditions set on private land. 2. The defendant's vehicle, NumberPlate, was identified in the Leeds Bradford Airport Roadways on the 28/07/2023 in breach of the advertised terms and conditions; namely Stopping in a zone where stopping is prohibited 3.At all material times the Defendant was the registered keeper and/or driver. 4. The terms and conditions upon  entering private land were clearly displayed at the entrance and in prominent locations 5. The sign was the offer and the act of entering private land was the acceptance of the offer hereby entering into a contract by conduct. 6.The signs specifically detail the terms and conditions and the consequences of failure to comply,  namely a parking charge notice will be issued, and the Defendant has failed to settle the outstanding liability. 7.The claimant seeks the recovery of the parking charge notice, contractual costs and interest.   This is what I am thinking of for the wording of my defence The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is denied. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land. 2. Paragraph 2 and 4 are denied. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. 3. It is admitted that Defendant is the recorded keeper of the vehicle. 4.  Paragraph 6 is denied the claimant has yet to evidence that their contract with the landowner supersedes  Leeds Bradford airport byelaws. Further it is denied that the Claimant’s signage is capable of creating a legally binding contract. 5. Paragraph 7 is denied, there are no contractual costs and interest cannot be accrued on a speculative charge.   I'm not sure whether point 4 is correct as I think this side road is not covered by byelaws? Any other suggestions/corrections would be appreciated.
    • Dear EVRi parcelnet LTD t/a evri   evri parcelnet isnt a thing also you say defendant's response which is a bit of a weird format.   Something like   Dear EVRi, Claim no xxxx In your defence you said you could not access tracking. Please see attached receipt and label Regards
    • Welcome to the Forum I have moved your topic to the appropriate forum  Residential and Commercial lettings/Freehold issues Please continue to post here.   Andy
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance Question.


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gap yes same as PPI

and warranty etc etc.

acceptance fee

as long as interest has not been added

it correct.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

PPI UPDATE.

 

I have recently been paid out £ 970 by Aviva

- This was the company who sold the PPI Policy alongside the Welcome Car Loan.

 

Also I have been made an offer of over £ 4000 from Welcome Finance

because they now say they are going to be Liquidated in 2018,

this is now what they are calling a Solvent Liquidation so they are able to pay me out.

 

 

They have sent me an acceptance form to complete asking for Bank Details to pay the money by BACS into my chosen account.

OR DID I WANT TO REDUCE MY BALANCE WITH THE MONEY !!

 

I have also received many Arrears letters this last few weeks and repeated telephone calls which have been unanswered.

 

None of my other complaints have been answered and have simply been ignored.

 

Would be nice to know what is going on with this lot..

.. What happens to these Loans once a Solvent Liquidation happens ?

 

 

It seems as though I am running out of time to get answers to all of my complaints.

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I bet it will be about the same time that all PPI reclaims will stop

and welcomes liquidation will be delayed till then, if at all.

 

 

what is interesting is they are saying they are paying out to you

whats that for? the gap etc..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Dx.

Not sure what is going on but my letter definitely says they are going into Liquidation sometime in 2018.

 

My guess is that so much of the book they own is not collectable and they will have trouble getting anyone else to take them on.

 

Payout offered is for PPI on two other accounts from the chain.

 

Still no answers regarding charges, gap, interest and miss selling so will get back to them after I receive the payment.

 

I am still not paying them anything since the loan got passed back to Welcome from the debt collection agency.

 

What happens to these loans after liquidation?

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twill be an interesting time then .

 

 

I expect welcome will prob sell all outstanding debts on.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hey I wonder if any1 can help me on this..

I took out a loan with welcome finance about 8years ago.

It's was £2000. I had missed payments etc and it went up to 7000. I brought it back down to 4000 and got a letter about ppi being knocked off which was around about 850. They had sold me months and months of ppi and all the other rubbish insurances you have to have.. Now I and my boss have received a letter from the county court. In favour of Cabot financial demanding ex amount a week for the outstanding of 4200. So I called up and then I had to call Mortimer and they wasn't any help. So basically I will be paying about 11000 for a 2000 loan. Where can I claim back or appeal or whatever?? Because so many places to pay but not to deal with my despute. Thanks

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Hey I wonder if any1 can help me on this..

I took out a loan with welcome finance about 8years ago.

It's was £2000. I had missed payments etc and it went up to 7000. I brought it back down to 4000 and got a letter about ppi being knocked off which was around about 850. They had sold me months and months of ppi and all the other rubbish insurances you have to have.. Now I and my boss have received a letter from the county court. In favour of Cabot financial demanding ex amount a week for the outstanding of 4200. So I called up and then I had to call Mortimer and they wasn't any help. So basically I will be paying about 11000 for a 2000 loan. Where can I claim back or appeal or whatever?? Because so many places to pay but not to deal with my despute. Thanks

 

 

welcome

you need to start a new thread

of YOUR OWN

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

I have sent the acceptance form away now asking for the funds to be paid by bacs... We shall see what happens.

 

 

The letter states they will be paying out within 14 days of them receiving the acceptance.

 

 

A couple of other queries.

I have still not had any response to my complaints of miss-selling and arrears charges and interest etc, etc... This always gets ignored.

 

 

Do I continue to pursue this after I receive PPI payments ?

Did the PPI have an effect on all chain finance which mine was ?

I am not even sure the charge on my property is still in place to be honest ?

The welcome loans do not show on my Credit Reports ?

 

 

If the loans are in dispute why are Welcome not working to resolve issues and how can they sell a loan on in dispute and why have they not taken me to court or contacted the court to get payments from my wages ?

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  • 2 weeks later...
  • 2 months later...
I have sent the acceptance form away now asking for the funds to be paid by bacs... We shall see what happens.

 

The letter states they will be paying out within 14 days of them receiving the acceptance.

 

A couple of other queries.

I have still not had any response to my complaints of miss-selling and arrears charges and interest etc, etc... This always gets ignored.

 

Do I continue to pursue this after I receive PPI payments ?

Did the PPI have an effect on all chain finance which mine was ?

I am not even sure the charge on my property is still in place to be honest ?

The welcome loans do not show on my Credit Reports ?

 

If the loans are in dispute why are Welcome not working to resolve issues and how can they sell a loan on in dispute and why have they not taken me to court or contacted the court to get payments from my wages ?

 

Exactly the same going on with me right now. I've gone to the fscs and FOS

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  • 7 months later...

Finally got round to sorting my act out and have put my property on the market. Need to start a new chapter.

 

 

In regards to my welcome load, last re-write was 2008 which still has a balance of £23500 now PPI interest have been reversed, but the land registry shows a charge for progressive finance in 2005.

Any ideas how this works ? Can I find out what the 2005 charge is for ? Can my solicitor find out for me ?

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  • 2 weeks later...
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